Vaughn Highfield

A man of many words who's interested in the busy world of payment technologies and customer loyalty.

You'll find me writing on Total Payments and Total Customer.

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Are Merchants to Blame for the Slow Uptake of Mobile Payments?

Are Merchants to Blame for the Slow Uptake of Mobile Payments?

Are merchants against mobile? Mobile payments have had a slow start in most of the world, especially if they involve a retailer needing to take on board a new point of sale system to begin accepting them. With the rise of mobiles and tablets as the generally preferred method of shopping online, why haven’t brick […]

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Alibaba Wants A Slice of the Apple Pay Pie

Alibaba Wants A Slice of the Apple Pay Pie

Written by on October 28, 2014 in Featured on App, Mobile, Technology with 0 Comments

Alibaba and Apple: A match made in eCommerce heaven? Alibaba executive chairman Jack Ma has stated that the Chinese eCommerce company is interested in partnering with Apple thanks to its Apple Pay system. “I hope we can do something together,” said Ma in an interview with The Wall Street Journal at WSJD Live. However, it’s clear […]

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Somalia Gets its First ATM

Somalia Gets its First ATM

Written by on October 8, 2014 in Featured on App, Technology, The Customer with 0 Comments

Teller me about it Somalia has gained its first-ever cash machine and it’s been installed in the centre of the country’s capital, Mogadishu, the BBC reports. Installed by Salaam Somali Bank inside an upmarket hotel, the ATM allows customers to withdraw US dollars due to the shilling being practically worthless to many businessmen and foreigners. […]

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Facebook Messenger Looks Set to Get Payments Functionality

Facebook Messenger Looks Set to Get Payments Functionality

Written by on October 7, 2014 in E-commerce, Featured on App, Mobile with 0 Comments

Hacker exposes payments potential within Facebook Messenger It’s been no secret that Facebook has been eyeing up the payments market for a while now – so much so that they hired former PayPal president David Marcus. But thanks to one enterprising hacker, it looks like that payments potential could burst forth sooner than we expect. […]

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Barclaycard Give 10,000 Commuters bPay Bands

Barclaycard Give 10,000 Commuters bPay Bands

Written by on September 17, 2014 in Digital, Featured on App, NFC, Prepaid, Technology, The Customer with 0 Comments

Londoners will get Barclaycard bPay wristbands as part of wider contactless payment rollout on TfL services As of yesterday, travelers on the Underground can make contactless payments for journeys throughout the capital, and it seems that Barclaycard is hoping that commuters will be keen to adopt the tech to help “speed up their journeys” and […]

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Barclays VeinID Lets Corporate Customers Get Touchy

Barclays VeinID Lets Corporate Customers Get Touchy

Written by on September 8, 2014 in Digital, Featured on App, Fraud & Security with 0 Comments

Barclays brings biometrics goes from voice to touch with VeinID fingerprint scanners The financial technology sector is growing rapidly, and amongst the frontrunners of innovative startups is Barclays – proving that they’re still a hub of innovation inside payments. Not content with rolling out biometric voice recognition software for high-street customers, Barclays has unveiled a […]

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Clinkle Is the Mobile Payments App That’s Already Causing A Storm

Clinkle Is the Mobile Payments App That’s Already Causing A Storm

Written by on September 4, 2014 in Digital, E-commerce, Featured on App, Mobile with 0 Comments

What is Clinkle and why do 100,000 people want it so badly? Clinke, created by 22 year-old Lucas Duplan, is a mobile payments app – except, this mobile payments app has people digitally queuing up to use it when it eventually goes live. How many people, try 100,000 people signed up to the app’s waiting […]

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Here’s Why Apple is Going to Succeed in Mobile Payments Where Others Have Failed

Here’s Why Apple is Going to Succeed in Mobile Payments Where Others Have Failed

Apple looks likely to succeed where others have failed Apple’s iPhone 6 is expected to be announced on September 9th when the company holds its annual conference to show off new hardware – namely a new iPhone. As we reported yesterday, it looks like this time around Apple will be stepping into the payments space […]

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iPhone 6 Has NFC Chip According to A Device Teardown

iPhone 6 Has NFC Chip According to A Device Teardown

Written by on September 3, 2014 in Digital, Featured on App, Mobile, NFC, Technology with 0 Comments

Russian tech site gets an iPhone 6 early, decides to show off its insides Apple’s iPhone 6 is expected to be unveiled on September 9th, with a release later this year, and we fully expect it to launch alongside a new payment service from the white fruited company. But people have wondered how Apple would […]

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Apple Has Appeased MasterCard, Visa, and AmEx for iPhone 6 Payments System

Apple Has Appeased MasterCard, Visa, and AmEx for iPhone 6 Payments System

Written by on September 1, 2014 in Digital, Featured on App, Mobile, Technology with 0 Comments

iPhone 6 Announcement Will Bring Apple Into Payments Yes, I know, you’re tired of hearing how Apple is going to be stepping into payments every time they make some form of announcement, but this time around it’s really quite likely to happen. The iPhone 6 reveal is coming on September 9th and according to Bloomberg Visa, […]

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Square Cash Now Lets You Pay By Text

Square Cash Now Lets You Pay By Text

Written by on August 27, 2014 in Featured on App, Mobile, Technology, The Customer with 0 Comments

Square Cash stays competitive by adding in an archaic feature Okay, archaic might be a tad strong, but Square’s Cash app has been up against growing competition from the likes of PayPal and its sister company Venmo, that the addition of paying by text keeps it in the game. Now, with this update, people can […]

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$33 Firefox OS Phones Could Propel India Forward In Payments

$33 Firefox OS Phones Could Propel India Forward In Payments

Written by on August 27, 2014 in Featured on App, Mobile, Technology with 0 Comments

India’s payment landscape could become smart Firefox has been working on creating a smartphone, becoming yet another digital company to make the transition across to mobile operating systems and handsets. However, this handset has the potential to revolutionise growing economies and help spread payment technologies through the proliferation of affordable smartphone technology. Known as the […]

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Target Wasn’t The Only Retailer Hit By 2013′s Fraud Attack

Target Wasn’t The Only Retailer Hit By 2013′s Fraud Attack

Hackers targeted more than 1,000 other businesses Remember that crushingly-huge card fraud case that took place last December in America? You know, the one that hit Target and Neiman Marcus, and basically kick-started consumer wishes for EMV and higher card security. Well, according to the US Secret Service, it wasn’t just those two retailers hit […]

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Infographic: Ecommerce Payment Choices in 2014

Infographic: Ecommerce Payment Choices in 2014

What’s the eCommerce situation like in 2014? Ecommerce is growing, there’s definitely no doubt about that. There’s a weird trend to try and break eCommerce and mCommerce into separate things, partly more for the sake of clarity than really distinguishing how customers interact with purchasing a product online. But what’s the market saying about eCommerce […]

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Amazon’s Attempt at Entering mPOS Market Lacks One Crucial Feature

Amazon’s Attempt at Entering mPOS Market Lacks One Crucial Feature

Written by on August 22, 2014 in Featured on App, Mobile, Technology with 1 Comment

Amazon offers a tempting solution, but it’s hardly futureproof Amazon, the huge online retailer that – until now – has managed to stay away from a logical expansion into the payments market. While you’d think that Amazon would have opted for a mobile wallet service to help with mCommerce on the site, or tie in […]

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PayPal Introduces One-Touch Payments

PayPal Introduces One-Touch Payments

Written by on August 20, 2014 in Featured on App, Mobile, Technology with 0 Comments

PayPal aims to make mobile payments even simpler PayPal has been the go-to digital payments company for years. Few others were in the space that it dominated in online payments, but as the years have gone by, and payments have ventured into mobile, PayPal has been slowly falling from the top. It’s always innovated to […]

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Nuovocard is Attempting to Bring Bitcoin into the Mainstream

Nuovocard is Attempting to Bring Bitcoin into the Mainstream

Written by on August 11, 2014 in Digital, Featured on App, Technology with 0 Comments

Nuovocard aims to be the future of Bitcoin PoS Trying to bring Bitcoin systems to merchants is a tough task, just ask the guys at XBTerminal, or have a word with Bitnet founder Stephen McNamara about the challenges faced by Bitcoin and merchant adoption – it’s clearly not an easy task. But that hasn’t stopped the […]

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14 Fascinating Facts about Payments

14 Fascinating Facts about Payments

Fourteen facts about the transition to alternative payment methods The payments industry has been in a transitional period  for the last few years now. Payment providers are trying to phase cash out, improve card security, and get more people paying with contactless technologies. And the more radical thinkers are looking past that, trying to see […]

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UK Aims to be Global Centre of Financial Innovation

UK Aims to be Global Centre of Financial Innovation

Written by on August 8, 2014 in Digital, Featured on App, Technology with 0 Comments

British government wants to support financial sector growth On Wednesday UK Chancellor George Osborne announced that the Conservative government would support UK emerging FinTech companies and encourage innovation in finance. Among this initiative, the UK government is looking into how virtual and digital currencies could, or should, be regulated in Britain. This means that they’ll […]

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PayM Has a £6.5 Million Spend in First 100 Days

PayM Has a £6.5 Million Spend in First 100 Days

Written by on August 8, 2014 in Digital, Featured on App, Mobile with 0 Comments

Over one million users have registered for PayM PayM, the mobile payments initiative from The Payments Council, has only been available to consumers for just over 100 days and already it’s gained an impressive statistics sheet. Customers of the Bank of Scotland, Cumberland Building Society, Danske Bank, Halifax, HSBC, Lloyds Bank, Santander, and TSB have […]

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Augmented Reality Banking is Coming

Augmented Reality Banking is Coming

Written by on August 7, 2014 in Digital, Featured on App, Mobile with 0 Comments

Westpac New Zealand unveils an augmented reality banking app In, what can only be described as a complete gimmick, New Zealand bank Westpac has announced that it will release a mobile banking app that makes use of augmented reality and 3D imaging to let customers check their credit and debit card balances, make payments, and […]

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bKash Is Bangladesh’s M-Pesa

bKash Is Bangladesh’s M-Pesa

Written by on August 5, 2014 in Featured on App, Mobile with 0 Comments

You’ve heard of M-Pesa, but what about bKash? Bangladesh is probably not where you’d expect to see on of the fastest growing mobile payment networks, but thanks to bKash, basic mobile payments and savings accounts have spread like wildfire over the last three years. Focused on mass-market mobile financial services, bKash – which was launched […]

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Barclays Brings Biometric Banking to the High-street

Barclays Brings Biometric Banking to the High-street

Written by on August 5, 2014 in Featured on App, Fraud & Security with 0 Comments

Barclays bankers can say goodbye to PINs and passwords Since May 2013, Barclays has offered its high net-worth customers the ability to use voice recognition for banking authentication. Now it seems that the solution will be rolled out to include all of its 12 million retail customers as well. The software, called ‘Nuance FreeSpeech’ comes […]

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HP Hacked an Ebay-Bought POS Terminal With Ease

HP Hacked an Ebay-Bought POS Terminal With Ease

Written by on August 4, 2014 in Featured on App, Fraud & Security with 0 Comments

HP researcher pops the POS security lid Matt Oh is one of HP’s senior researchers, and his passion for technology and software systems led him to picking up a second-hand NCR Aloha POS terminal from eBay for little more than $200 (£119) and then hacking into it with little to no effort at all. In […]

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Vindi

Vindi

What is it? Vindi delivers a SaaS payment platform-based solution for taming the operational complexities of recurring revenue businesses in Brazil. It’s changing businesses and emerging markets through payment solutions like billing, financial services and eCommerce tools. These features are being developed for offline and online businesses, can grow fast and sustainably by the Subscription […]

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Payfriendz

Payfriendz

What is it? Aimed at the social and youth markets, Payfriendz allows for flexible and easy international transfers between friends that’s as simple as sending a text message or WhatsApp. Users can also use Payfriendz to shop online, so it’s not just about paying back a friend for a taxi fare. Who is involved? Volker […]

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Quixter

Quixter

What is it? Quixter uses palm vein recognition to provide biometric authentication for transactions at point of sale. It uses the blood passing through the veins in your hand to create a unique ID that can’t be replicated by others – this is because, unlike fingerprints, it doesn’t leave traces on objects you touch and […]

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Veridu

Veridu

What is it? Gives businesses the tools to quickly and efficiently verify the identity of users in order to eliminate fraud and unwanted user behaviour. Essentially it’s there to make strong authentication measures friendly and useful for both customers and their users. Who is involved? Rasmus Groth – CEO and Founder Where is it based? […]

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Square Prepares for EMV Switchover

Square Prepares for EMV Switchover

Written by on July 30, 2014 in Featured on App, Fraud & Security, Mobile with 0 Comments

It’s hip to be Square Mobile POS powerhouse, Square has unveiled its plans to launch a Chip and Signature version of it’s iconic payments dongle as the US beings to make the shift across to EMV compliance. It’s taken a long time to get the US into a position where it needs to make the […]

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Starbucks Processes 6 Million Mobile Payments a Week

Starbucks Processes 6 Million Mobile Payments a Week

Written by on July 30, 2014 in Featured on App, Mobile with 0 Comments

Starstruck by Starbucks’ mobile payments track record Starbucks is already known as a powerhouse in the mobile commerce marketplace, and its 10 million active users has now reached the 12 million user mark in the US and Canada alone, and with it the number of customers paying by mobile has risen too. Now, Starbucks carries […]

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Facebook Messenger Will Get A Mobile Payments System

Facebook Messenger Will Get A Mobile Payments System

Written by on July 30, 2014 in Digital, Featured on App, Mobile with 0 Comments

In-app purchases for using Facebook to chat to friends? For a while now the rumour mill has been turning, slowly grinding down the big globules of payments rumours into fine sand that permeates even the deepest crevices of the internet. So, it came as no surprise to hear Facebook CEO Mark Zuckerberg talk about how […]

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UK Leads the Way for Mobile Payments

UK Leads the Way for Mobile Payments

Written by on July 28, 2014 in Featured on App, Mobile with 0 Comments

A new study shows UK is on top for mobile payments Mobile payments have been on the rise in the UK in the last few years, so much so that Londoners will soon be able to pay for public transport using it. However, who knew that the UK would actually be the world leader in […]

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London Transport Allows For Mobile NFC Payments

London Transport Allows For Mobile NFC Payments

Written by on July 28, 2014 in Featured on App, Mobile with 0 Comments

London and TFL are pushing contactless like never before Only last month Transport for London moved the bar for contactless payments on its networks by removing cash payments from busses – meaning commuters could only pay with their Oyster card or an NFC-enabled Visa card. Now it looks as if they want to push London’s […]

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Nintendo Lets Japanese Users Pay With NFC

Nintendo Lets Japanese Users Pay With NFC

Written by on July 23, 2014 in E-commerce, Featured on App, The Customer with 0 Comments

Nintendo customers can top up their store wallets with an NFC tap Nintendo has brought NFC payments to Japan in a new update to its Wii U console. The update means that customers can now top up their online Nintendo eShop wallet by swiping their Suica card across the Wii U’s GamePad. The Nintendo eShop […]

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US Consumers Want EMV Chip and PIN

US Consumers Want EMV Chip and PIN

Nearly 70 per cent of US consumers want EMV Ever since the big debacle that was the card fraud case at Target and Neiman Marcus, the US payments industry has been under increased pressure to switch from its archaic magnetic strip technology and adopt the now world-standard of EMV Chip and Pin technology. However, there’s […]

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Snapchat May Be Getting Into Payments

Snapchat May Be Getting Into Payments

Written by on July 21, 2014 in Digital, Featured on App, Mobile with 0 Comments

Could Snapchat be a snappy way to pay? In two trademarks filed this week, Snapchat could be looking to monetise its users through enabling P2P payments, money transfers or online payments. The trademarks, brought to our attention via TechCrunch seem to stop anyone else entering the space using the Snapchat name, so it’s not sure-fire […]

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The 3 Things Customers Want from Mobile Payments

The 3 Things Customers Want from Mobile Payments

Written by on July 21, 2014 in Featured on App, Mobile with 1 Comment

To get mobile payment adoption rates up, customers need these three things Mobile payments are growing, but they’re hardly ubiquitous – nor as accessible as many payment services believe them to be. But what can be done to make customers be more optimistic towards making them? Well, according to a recent Accenture study, and a […]

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Digital Payments Set to Reach $4.7 Trillion by 2019

Digital Payments Set to Reach $4.7 Trillion by 2019

Written by on July 16, 2014 in Digital, Featured on App with 0 Comments

Digital is the way to go Digital payments are expected to rise to a whopping $4.7 trillion by 2019 according to new research released by Juniper Research. This is a near doubling of the 2014 forecast of $2.5 trillion in digital payments. The report, which bore the incredibly catchy title of Digital Payments Strategies Online, Mobile […]

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Infographic: US Payments Are Finally Getting Smart

Infographic: US Payments Are Finally Getting Smart

Chip and PIN will reach the US soon, but what does that mean? With the many credit card fraud scandals of the last few years, along with the numerous cases that go unreported by the media, having finally taken their toll on the United States’ payments systems, the nation now has to prepare to accept […]

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Infographic: The Key Challenges for Bitcoin Success

Infographic: The Key Challenges for Bitcoin Success

Written by on July 15, 2014 in Digital, Featured, Featured on App, Infographics with 0 Comments

How can Bitcoin find a place with the masses? Bitcoin has a difficult reputation with consumers. Initially it was all about drugs and illegal activities, now it’s all about people getting hacked, cheated or just losing money through unpredictable price fluctuations. You folks in the payments industry also give it a hard time, dismissing it […]

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Barclaycard’s BPay Band Brings a Contactless Future Closer

Barclaycard’s BPay Band Brings a Contactless Future Closer

Written by on July 14, 2014 in Featured on App, Mobile, NFC, Prepaid, Technology with 0 Comments

Barclaycard gives customers one on the wrist Contactless payments have been trying to get off the ground for a while now. While integration into mobile phones is the key driver for most – take a look at the number of mobile wallets available on any Android phone – a lack of NFC in older devices […]

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Bitcoin’s Global Impact

Bitcoin’s Global Impact

Written by on July 14, 2014 in Digital, Featured, Featured on App with 0 Comments

Bitcoin may have changed the Internet, but could it impact change upon world payments? When we think of Bitcoin and bitcoins many roll their eyes with derision, especially if they work in the payments industry and lack a forward-thinking attitude. In some cases it’s true, Bitcoin isn’t having the impact that you’d traditionally hope it […]

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5 Must-Haves for the Ideal Digital Wallet

5 Must-Haves for the Ideal Digital Wallet

Written by on July 9, 2014 in Digital, Featured on App, Technology with 0 Comments

Crafting digital wallet perfection Creating a mobile, or digital, wallet has been a tough task for the payments industry so far. There’s been questions about how it should work, should it accept cards from other issuers? Should the industry work together to create one solution, or is it better to divide the market and try […]

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SumUp

SumUp

What is it? A mobile point-of-sale tool that allows merchants to accept credit and debit cards using smartphones or tablets. Its mobile card-acceptance service is built on proprietary end-to-end EMC payment technology, terminal hardware and mobile applications. Who is involved? Daniel Klein, Co-Founder & CEO Petter Made, Co-Founder & COO Stefan Jeschonnek, Co-Founder & CMO […]

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PixelPin

PixelPin

What is it? PixelPin is a revolutionary new way to sign in to apps and websites using a picture instead of a password. A picture is secure, usable and easier to remember than a password. Who is involved? Brian Taylor, CEO & inventor Geoff Anderson, COO & Founder Where is it based? London, UK Q&A […]

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Bitnet

Bitnet

What is it? Bitnet is a Bitcoin-focused start up focusing on breaking down the barriers for merchants and making it effortless for customers and merchants to make safe and secure payments without barriers. It’s formed of previous Visa/CyberSource employees and minds who have been in the payments industry for years. Who is involved? John McDonnell, […]

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4 Challenges to Bitcoin in Merchant Services

4 Challenges to Bitcoin in Merchant Services

Written by on July 8, 2014 in Digital, E-commerce, Featured, Featured on App with 0 Comments

It’s a plausible payments future, and one without the likes of Visa or MasterCard Merchants rarely require little more from their payments services provider than a way to accept cards and process payments. If it was up to them, I’m sure they’d mostly rather deal in cash due to the lack of fees involved in […]

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Payments Are Changing, But Why?

Payments Are Changing, But Why?

The times, they are a changing “Currently, nobody likes banks,” exclaims Chris Skinner from the Financial Services Club as he launches into his talk at Pay Expo. And he’s not wrong either, as a survey by Accenture shows that younger customers are twice as likely to close their bank accounts and go completely branchless, and would […]

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The Transaction of the Future

The Transaction of the Future

How will we carry out transactions in just a few years time? Ignore the EPCOT-sounding title and think, for a moment, about how transactions in the future are actually going to play out. Will cash really disappear? How about cards, are they a thing of the past? Is mobile genuinely the future for payments? And […]

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Fidor is the Future of Banking

Fidor is the Future of Banking

Digital bank Fidor seems to understand the future of money better than anyone The future of money is a relatively safe science. We all know how it works, where it’s probably going to go, and that there’s very little in the way of disruption to the basic idea of money. While there are contenders to […]

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Digital Is The Real Payments Disruptor

Digital Is The Real Payments Disruptor

Written by on June 30, 2014 in Digital, Featured on App with 0 Comments

Digital will pay a pivotal role in today’s economy When you think of a disruptor to the payments industry you’ll probably think of things like PayPal, iZettle, Square, Venmo, etc., it tends to be the names in the press that are gaining traction or doing something a little bit differently. But what about them actually […]

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What Does Blockchain Technology Mean for Traditional Global Financial Services?

What Does Blockchain Technology Mean for Traditional Global Financial Services?

Written by on June 30, 2014 in Digital, Featured on App, Technology with 1 Comment

In looking at the Future of Money, Payment Cards, and Financial Services, the big story isn’t Bitcoin, rather it’s the invention of the underlying blockchain technology that makes it (Bitcoin) and dozens of smaller cryptocurrencies actually work. Starting in 2008 and early 2009, forged in a global furnace of libertarian money, trade, avarice, criminality, espionage, […]

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XBTerminal Looks to Bring Bitcoin to Merchants

XBTerminal Looks to Bring Bitcoin to Merchants

Written by on June 20, 2014 in Digital, Featured on App, Technology with 1 Comment

XBTerminal is passionate about making bitcoin about payments XBTerminal could well be the way for digital payments to make their way into physical stores, at least that’s the hope of XBTerminal CTO Alex Kotenko. Speaking to a, quite literally, captive audience at Boatcoin during London’s Technology Week, Kotenko painted out a vision of the future […]

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Boatcoin is London’s Oddest Payment Event

Boatcoin is London’s Oddest Payment Event

Written by on June 19, 2014 in Digital, Featured, Featured on App with 1 Comment

Boat, Bitcoins, and passionate people. This is Boatcoin, London’s newest alternative payments event. I’d forgive you for thinking that Boatcoin was, in fact, a new type of alt-coin specifically created to help you buy a boat – or for boat-related trips. However, you’d be wrong, as it’s actually a brand new one-day conference that takes […]

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BBVA Has Cracked the Mobile Wallet

BBVA Has Cracked the Mobile Wallet

Written by on June 16, 2014 in Featured on App, Mobile with 0 Comments

BBVA seems to have struck mobile wallet gold Creating a mobile wallet that’s used by customers to manage their finances or make purchases seems to be a troubling issue in the payments sector. The rather horribly clichéd phrase of ‘build it and they will come’ from Field of Dreams hasn’t quite translated into the mobile wallet […]

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American Express Wants to Scrap Plastic

American Express Wants to Scrap Plastic

Written by on June 9, 2014 in Featured on App, Mobile with 0 Comments

American Express seems to understand how the future will play out The payments market is somewhat of a paradox for the classic card companies. Almost every day is spent trying to think of a way to render their main product obsolete in a bid to move forward into the gleaming future of mobile payments and […]

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Apple’s iOS 8 Contains Payment Easing Feature

Apple’s iOS 8 Contains Payment Easing Feature

Written by on June 9, 2014 in E-commerce, Featured on App, Mobile with 0 Comments

Apple’s next update scans cards to aid payments While Apple’s entry into the payments space didn’t arrive as many had predicted at its annual WWDC, it seems that payments is still very much the focus of Tim Cook’s advancements. At least, that’s how things seem due to a discovery about iOS 8 from 9to5Mac, which sees […]

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Bitcoin Denied by Dutch Banks

Bitcoin Denied by Dutch Banks

Written by on June 9, 2014 in Digital, Featured on App with 0 Comments

Dutch Central Bank doesn’t deem Bitcoin safe Bitcoin has had a rough time on the world stage from financial regulators, and now it seems that The Netherlands isn’t too fond of dabbling with the most popular digital currency around. The Dutch Central Bank warned other Dutch banks that there is just too great a risk […]

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Mobile Still Isn’t Convincing UK Consumers

Mobile Still Isn’t Convincing UK Consumers

Written by on June 4, 2014 in Featured on App, Mobile with 0 Comments

They just don’t want to pay along It seems that Hanis’ prediction that plastic payments won’t die out could be very true, as it looks like shoppers in the UK prefer those flexible pieces of plastic to using their phone to make a payment. While information around this topic continually flip-flops from being seen as […]

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London Buses Go Completely Cashless

London Buses Go Completely Cashless

Written by on June 3, 2014 in Digital, Featured on App, NFC, Prepaid, Technology with 0 Comments

Your cashless chariot awaits Transport for London has made contactless technology commonplace for many Londoners and tourists through the implementation of its Oyster card for travelling on TfL services. It’s a great cashless alternative and has seen the demand for the acceptance of NFC-enabled cards on London transport too. So, it’s not too surprising that […]

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Petition Calls for PayPal to Enter Nigeria

Petition Calls for PayPal to Enter Nigeria

Written by on June 2, 2014 in E-commerce, Featured on App with 1 Comment

Someone wants PayPal to make a MINT Nigeria is known for being the largest economy in Africa, with a huge potential for eCommerce growth that’s seen it included in this year’s upcoming economies acronym MINT (Mexico, Indonesia, Nigeria, and Turkey). It’s odd that PayPal hasn’t already swept into this area full-force, but it seems that […]

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Infographic: Trends in the Payments Market

Infographic: Trends in the Payments Market

Future payments trends aren’t quite what you’d expect Last week I had the pleasure of attending a morning meeting with PayPoint about its re-brand and the reasons why it’s focusing more on the mobile market and introducing a multichannel approach to the payments market. While that’s all well and good, the real juicy information from […]

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Groupon Goes Head-First Into Shops with Gnome POS

Groupon’s Gnome takes omni-channel payments to a new level Groupon, best known for its coupon-tastic website that allows consumers money off at a wide variety of locations and activities, has seemingly launched a POS system that aims to link its coupon business with a store’s payment technology. Working as an all-in-one cash register, it allows […]

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Circle Looks to Make Bitcoin Blissfully Simple

Circle Looks to Make Bitcoin Blissfully Simple

Written by on May 19, 2014 in Digital, Featured on App with 1 Comment

Maybe Circle can make cryptocurrencies popular Having been founded in 2013, Circle has finally launched and allows for users to purchase, store, spend and convert bitcoin. You can even link credit and debit cards to Circle accounts so currency conversion is even easier. So far, so almost any other bitcoin exchange. However, Circle is about […]

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US Students Are Dropping Cash For Mobile Payments

Written by on May 14, 2014 in Featured on App, Featured Videos, Mobile with 0 Comments

Mobile payments creates a cashless campus While it’s been hard to see the rise of mobile payments permeate society in any meaningful way, it’s interesting to hear that over on university campuses it’s a different story. Here, the next-generation of consumers are using whatever technologies available to them to craft a new way to spend […]

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Sift Science Could Be The Key To Ending Credit Card Fraud

Sift Science Could Be The Key To Ending Credit Card Fraud

Written by on May 14, 2014 in Featured on App, Fraud & Security with 0 Comments

Sifting through false positives with science Sift Science, a credit card fraud prevention company, has managed to secure $18 million in Series B funding and it’s still relatively unknown. Sift Science is setting out to change how credit card fraud is detected, reducing the cost and hassle surrounding it – while also helping tackle the […]

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Square Abandons Mobile Wallet for Ordering Ahead

Square Abandons Mobile Wallet for Ordering Ahead

Written by on May 14, 2014 in E-commerce, Featured on App, Mobile with 0 Comments

Square isn’t always ahead of the pack Square has ditched it’s Wallet application that was available on iOS and Android, favouring a new Order app in its place. The Square Order app allows customers to place orders in advance at coffee shops, cafés, and other Square-enabled merchants before picking them up in store. It’s a […]

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China’s eCommerce Could Be Worth More than Switzerland

China’s eCommerce Could Be Worth More than Switzerland

Written by on May 9, 2014 in E-commerce, Featured on App with 0 Comments

ECommerce is big business Anyone who’s been paying attention to the news of late knows that China’s eCommerce giant, Alibaba, has filed for an IPO – and in that filing it came to light that the company predicts that China’s eCommerce market will double in size by 2016. Alibaba expects to see sales increase from […]

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Video: Where Will Cryptocurrencies Be in a Year?

We ask digital payments experts about what the future holds for cryptocurrencies Download the audio recording for later Last week we held a webinar with cryptocurrency and payments experts to find out what the payments industry needed to know next in this quickly-growing sector. We were lucky to have Michael Gronager, COO of Bitcoin exchange Kraken; […]

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NFC Card Payments Top £100m a Month

NFC Card Payments Top £100m a Month

Written by on April 30, 2014 in Digital, Featured on App, NFC, Technology with 0 Comments

NFC card payments surge to a new all-time high The world of NFC payments has been a rough one, yet, yesterday saw a huge step forward in payments made via NFC. For the first time, it seems that monthly spending on contactless cards has exceeded the £100 million mark, at least that’s according to data […]

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Could Amazon or Facebook Buy Square?

Could Amazon or Facebook Buy Square?

Written by on April 25, 2014 in Featured on App, Mobile, Technology with 0 Comments

A Square ticket right into the hot marketplace of payments It’s no secret that Square hasn’t been making money for a while now. In 2013 it was reported that had made a loss of around $100 million, and The Wall Street Journal is now reporting that Square Inc has been talking to payments rivals for a possible […]

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PayPal Looking to Bring Payments to Smartwatches

PayPal Looking to Bring Payments to Smartwatches

Written by on April 25, 2014 in Featured on App, Mobile, Technology with 0 Comments

PayPal looks to your wrist for the future of payments PayPal has made massive strides in converting it’s business from being purely online and through eBay to becoming a near default for making purchases and sending payments through a mobile device. But, like any good company should be, PayPal isn’t happy. It wants a slice […]

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Bitcoin Gets A Debit Card Thanks to Xapo

Bitcoin Gets A Debit Card Thanks to Xapo

Written by on April 25, 2014 in Digital, Featured on App with 0 Comments

Xapo want to make Bitcoins just that bit more physical Xapo has set out to solve one inherent problem around widespread Bitcoin usage: nobody really accepts it in physical stores. So, for the Bitcoin storage and wallet service, the solution seemed natural – create a debit card that lets users spend Bitcoin anywhere. It’s a […]

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Apple is ‘Serious’ About Moving into Payments

Apple is ‘Serious’ About Moving into Payments

Written by on April 22, 2014 in Digital, Featured on App with 0 Comments

Apple isn’t aiming for the low-hanging fruit Apple entering the payments space has been a tantalising prospect for many for a while now. It’s certainly something that would easily upset the status quo of the payments market. And, while we’ve not heard anything concrete on the matter of payments, except for an occasional teasing statement […]

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PayPal Reconsiders NFC Due to HCE

PayPal Reconsiders NFC Due to HCE

Written by on April 22, 2014 in Featured on App, Mobile, NFC, Technology with 0 Comments

HCE seems to be the new and ‘exciting’ prospect PayPal has been waiting for in NFC PayPal has never been extremely active in the NFC environment, even trying to push its own Bluetooth Low Energy alternative, PayPal Beacon. However, in a surprising reversal, the digital payments company looks like it could well embrace NFC technology […]

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Bitcoin: UK Consumers Don’t Trust or Understand it

Bitcoin: UK Consumers Don’t Trust or Understand it

Written by on April 17, 2014 in Digital, Featured on App with 0 Comments

Bitcoin just hasn’t hit it off in the UK The future where we all pay for products and services using Bitcoin may well be a pipe dream in the UK right now, as it seems that UK citizens just don’t trust the digital currency. It’s strange too, as media focus has been strong around the […]

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Sweden Pays for Goods With the Swipe of a Hand

Sweden Pays for Goods With the Swipe of a Hand

Written by on April 16, 2014 in Featured on App, Fraud & Security with 0 Comments

In Sweden they’ve chucked the credit card and have started paying with their hands In an effort to move the payments business forward in Sweden, one city in the south of the nation has adopted hand scanning as a means of payment acceptance. The news comes from Lund University who have said that vein scanning […]

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Amazon Denies Bitcoin Acceptance – May have alternative payments agenda

Amazon Denies Bitcoin Acceptance – May have alternative payments agenda

Written by on April 16, 2014 in Featured on App, Online with 0 Comments

Bitcoin has been considered, but Amazon is waiting for something else Amazon is one of the biggest eCommerce sites around. If you think of online shopping, you usually think of Amazon first. So, why isn’t the biggest online retailer looking at one of the most prolific crypocurrencies around? Well, it seems that they have, but […]

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Facebook Faces Off With Google and Apple for the Payments Market

Facebook Faces Off With Google and Apple for the Payments Market

Written by on April 16, 2014 in Digital, Featured on App with 0 Comments

Zuckerberg wants Facebook to have a slice of that payments pie Facebook’s been buying up a lot of tech lately, what with virtual reality company Oculus and instant messaging service WhatsApp, but what’s it really been playing at? Well, it seems that the social network want’s to find a way into your wallet too. And […]

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South Korea Card Companies Pay to Upgrade Merchant’s POS Terminals

South Korea Card Companies Pay to Upgrade Merchant’s POS Terminals

Written by on April 14, 2014 in Featured on App, Fraud & Security, Technology with 1 Comment

South Korea ups its payment game The mobile payments industry in South Korea will receive a rather welcome boost thanks to local credit card companies helping small merchants gain access to EMV terminals by 2015. The initiative was announced by the Financial Supervisory Service in South Korea on Friday, explaining how it’ll help over 650,000 […]

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Google Wallet Was Saved by HCE

Google Wallet Was Saved by HCE

Written by on April 10, 2014 in Featured on App, Mobile, Online with 0 Comments

Google Wallet head is committed to moving Google deeper into the payments industry Google Payments chief Ariel Bardin spoke at the Electronic Transaction Association tradeshow in Las Vegas about just how far the company has come with its Google Wallet product. Having launched little over three years ago, Bardin admits that Wallet has been a […]

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Infographic: NFC and its Role in Moulding the Future of Payments

Infographic: NFC and its Role in Moulding the Future of Payments

NFC, the past, present and future As I’ve said on many an occasion, the future of payments is changing. It’s an ever evolving landscape that is relatively uncertain. However, it’s clear that there are trends that point towards where the future could lie. For instance, take a look at NFC technology that’s pervaded society. While […]

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Real-Time Payments Could Be Heading for America

Real-Time Payments Could Be Heading for America

Written by on April 7, 2014 in Digital, Featured on App, Online, Technology with 1 Comment

But despite the US Federal Reserve’s interest, the old guard dislike the idea of real-time payments In the recent September payment System improvement Public Consultation Paper from the US Federal Reserve, it asked what could help improve the US archaic payments system. And, as you may well have expected, feedback was divided. However, the old […]

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Retailers Like Tesco Roll Into The Mobile Market

Retailers Like Tesco Roll Into The Mobile Market

Written by on April 7, 2014 in Featured on App, Mobile with 0 Comments

Retailers look to jump aboard the mobile payments and wallet bandwagon in an effort to cut out the middle man and increase store loyalty British supermarket chain Tesco and France’s Auchan have launched their own “digital wallets” that allow users to pay for goods through the app instead of with cash or card. While this […]

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Millions At Risk Fom Major mPOS Security Flaw

Millions At Risk Fom Major mPOS Security Flaw

Written by on April 7, 2014 in Featured on App, Fraud & Security with 0 Comments

Two researchers expose the underlying flaws with mPOS devices Mobile Point of Sale units are becoming popular for payments around the world, especially in the states. However, it seems that they’re just as liable to hacks and cyber-attacks as any other POS device. During Singapore’s SyScan security conference held on 4th April, two MWR InfoSecurity […]

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Vodaphone Brings Africa’s Best Mobile Money Platform to Europe

Vodaphone Brings Africa’s Best Mobile Money Platform to Europe

Written by on April 7, 2014 in Featured on App, Mobile with 0 Comments

M-Pesa launches in Eastern Europe to bring mobile money transfers and payments to the region Vodaphone announced that it would be bringing African mobile money service M-Pesa to Romania today, marking the first time the successful payments service has been available in Europe. For those living in Romania, M-Pesa will allow users to transfer money […]

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South Korea May Make Online Payments More Accessible

South Korea May Make Online Payments More Accessible

Written by on April 2, 2014 in Featured on App, Online with 0 Comments

South Korea is thinking of ditching an age-old security policy for authenticating online purchases If South Korea go ahead and remove the restriction currently in place for online purchases, the ecommerce market in the region could boom. Currently, anyone living in South Korea who wishes to make an online purchase over the amount of 300,000 […]

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Infographic: Is the Future NFC or BLE?

Infographic: Is the Future NFC or BLE?

Which technology is more viable for the future of payments? The world of payments is a hard one to predict. Sure, you can take a look at trends and some cold-hard data to make your predictions, but the game has changed. Where innovation used to hinge on a top-down model of integration, people bending to […]

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Stripe Now Supports Bitcoin and ACH

Stripe Now Supports Bitcoin and ACH

Written by on March 31, 2014 in Digital, Featured on App with 0 Comments

Stripe brings clout to Bitcoin Bitcoin may have had a couple of ups and one big serious down, but it isn’t going anywhere. At least, that’s what payments processor Stripe is betting on as it now accepts Bitcoin from online merchants. This move just goes to show how more and more businesses in the payments […]

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Google Wallet Set to Dwarf PayPal and Square

Google Wallet Set to Dwarf PayPal and Square

Written by on March 27, 2014 in Featured on App, Online with 0 Comments

Makes use of Gmail service to rapidly grow Last year we reported on Google’s quiet launch of a Gmail service that allowed users to send and receive money between one another using Google Wallet.This seemed to be a somewhat perplexing move, despite the fact that it was actually just another handy feature for Google Wallet […]

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MasterCard Partners With Monitise to Aid Mobile Payments Growth

MasterCard Partners With Monitise to Aid Mobile Payments Growth

Written by on March 26, 2014 in Featured on App, Mobile with 0 Comments

MasterCard monetises Monitise MasterCard may well be one of the biggest players in the payments industry, but that doesn’t stop it from pouncing on innovation when it sees it. And, on Monday, it announced that it has entered into a commercial agreement with Monitise PLC. Monitise are world leaders in mobile banking and payments, providing […]

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IRS Just Made Paying With Bitcoin in the US Expensive

IRS Just Made Paying With Bitcoin in the US Expensive

Written by on March 26, 2014 in Digital, Featured on App with 0 Comments

IRS tries to tax Bitcoin users Bitcoins have had somewhat of a hard time of late. While the currency is certainly resilient to many outside effects upon it, it’s hard to deny that Bitcoin is slowly going out of the limelight as the cryptocurrency of choice. And, while Bitcoin may not have quite bit the […]

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Chinese Mobile Payments: is the boom over?

Chinese Mobile Payments: is the boom over?

Written by on March 25, 2014 in Featured on App, Mobile with 0 Comments

The Chinese mobile payments industry could face a tough 2014 China has seen exponential growth in the mobile payments sector. It’s taken the nation by storm, with a growing e-commerce presence whipping up interest from the Chinese youth, and an explosion of Chinese startups beginning to grow in the space. Even Alibaba and Tencent were […]

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Web Pioneer Marc Andreessen Thinks Bitcoin is Still Big

Web Pioneer Marc Andreessen Thinks Bitcoin is Still Big

Written by on March 24, 2014 in Digital, Featured on App with 0 Comments

Is Bitcoin really still worth investing in? Andreesson thinks so Bitcoin may not be in the strong position it once was, but – as documented in our Bitcoin is Dead feature – the world of cryptocurrencies is still a hotbed of payments innovation. However, web pioneer and Netscape Communications co-founder Marc Andreessen is convinced on a […]

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PayPal Opens Up New Restaurant Payment Features

PayPal Opens Up New Restaurant Payment Features

Written by on March 24, 2014 in Featured on App, Mobile, The Customer with 0 Comments

PayPal expands beyond simple payments PayPal is, yet again, expanding it’s offerings beyond simple payments and mobile transfers. While it’s not expanding upon it’s Beacon service, it is moving closer to becoming far more ubiquitous in the world of consumer payments. It’s latest venture, an upgrade to its app that allows pre-ordering and paying at […]

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The 12 People Changing Payments

The 12 People Changing Payments

The future lies with these 12 individuals changing payments [imagebrowser id=5] The world of payments is changing, drastically. The balance of power is shifting to smaller companies and startups, as the bigger players begin to innovate at a much slower rate However, it’s in the world of cryptocurrencies where the future of payment evolution really […]

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New 12-Sided £1 Coin Unveiled

New 12-Sided £1 Coin Unveiled

Written by on March 19, 2014 in Featured on App, Fraud & Security with 0 Comments

UK Government shows new-look £1 coin set for 2017 It’s time to prepare to alter any products you own that take coin-based payments as the UK Government has announced it’ll be introducing a 12-sided £1 coin by 2017. Interestingly, it’s design is based upon the old Threepenny bit but is claimed to be the “most […]

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Visa Discovers That Vietnam Loves Having Electronic Payments

Visa Discovers That Vietnam Loves Having Electronic Payments

Written by on March 18, 2014 in Featured on App, The Customer with 0 Comments

A recent study by Visa reveals that Vietnamese consumers love owning and using electronic payment cards In countries with developed payment systems – yes, I’m including the US in that too – it’s easy to take something as simple as the plastic payments card for granted. But, over in Vietnam it seems that they’re absolutely […]

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Google Cuts the NFC Cord on Early Android Handsets

Google Cuts the NFC Cord on Early Android Handsets

Written by on March 18, 2014 in Featured on App, Mobile with 1 Comment

If you’re not running KitKat then Google Wallet wants nothing to do with you Google may have pushed the NFC game forward by enabling HCE through the new ‘Tap & Pay’ function bundled with Android 4.4 KitKat, but now the tide seems to be changing. Google has announced that from April 14th it’ll be axing […]

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GSMA Look at How Many People Actually Use Mobile Money?

GSMA Look at How Many People Actually Use Mobile Money?

Written by on March 12, 2014 in Featured on App, Mobile with 0 Comments

GSMA survey suggests that mobile money for the unbanked has grown nearly 100 per cent in a year There’s a worrying amount of the population who don’t have any of their money stored in banks. After the recent financial crisis, you couldn’t really blame them for not trusting those institutions. But, while these people are […]

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Over Half of US Businesses Still Use Cheques

Over Half of US Businesses Still Use Cheques

Written by on March 11, 2014 in Digital, Featured on App, Technology with 1 Comment

US businesses don’t want to check-out the cheque Just as the UK Treasury announces that it’ll be authorising cheques digitally, the Wall Street Journal uncovers that over half of US businesses still use cheques (or check’s as they say on the other side of the pond) to make payments. While many Americans pay for bills using […]

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UK Banking Industry Will Launch Paym

UK Banking Industry Will Launch Paym

Written by on March 11, 2014 in Featured on App, Mobile with 0 Comments

Due to launch later this year, Paym looks set to change how UK public pays for goods Getting mobile payments moving inside the UK has been a bit of a struggle. NFC cards have been adopted, but haven’t taken off massively, and various mobile payments platforms either see a lack of merchant adoption, or consumers […]

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FNB’s Mobile Bankers are the Youth

FNB’s Mobile Bankers are the Youth

Written by on March 10, 2014 in Featured on App, Mobile with 0 Comments

FNBs mobile banking app is dominated by the younger demographic Mobile banking has existed in Sub-Saharan Africa for years now, with M-Pesa being a major player in the market. However, South Africa has a slightly different market, and First National Bank have noticed that its mobile banking app is dominated by 18 – 25 year-olds. […]

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UK Legislation Allows Digital Cheque Checking

UK Legislation Allows Digital Cheque Checking

Written by on March 10, 2014 in Digital, Featured on App, Technology, The Customer with 1 Comment

Checking cheques will no longer require you to check them by eye While I can’t remember the last time I ever used a cheque to pay for something, probably ten or so years ago now, it’s nice to know they still exist. And, in a bid to make them more relevant, the UK Treasury has […]

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Bitcoin is Dead; Long Live the Cryptocurrency

Bitcoin is Dead; Long Live the Cryptocurrency

Written by on March 10, 2014 in Digital, Featured, Featured on App with 2 Comments

Bitcoin sure has been through a lot. 2013 saw it rise to stratospheric heights, and nearly crash into the ground on a few occasions too. The media latched onto it while financial experts sought to mine it dry for money. Governments tried to figure out ways to monetise it, and when they couldn’t, they drove […]

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China is Ditching Cash, and Fast

China is Ditching Cash, and Fast

Written by on March 3, 2014 in Digital, Featured on App with 0 Comments

China, the once bastion of cash payments, is making the jump to virtual currency faster than any other country Figures released from the People’s Bank of China show that alternative forms of payment have risen sharply compared to the country’s acceptance of cash. As the Financial Times reports, there are 4.2 billion bank cards in circulation […]

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MasterPass Arrives in UAE

MasterPass Arrives in UAE

Written by on March 3, 2014 in Digital, Featured on App, Mobile with 0 Comments

MasterCard’s MasterPass mobile payments platform hits the UAE this year While the United Arab Emirates is a hotbed for sophisticated technology adoption in both businesses and society itself, MasterCard has curiously not released its MasterPass payments security into the region. That, however, is all set to change as Gulf News reports that MasterPass will arrive later […]

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Infographic: The Future of the Mobile Wallet

Infographic: The Future of the Mobile Wallet

Mobile wallets have evolved over time, but what does the future really hold for them? At the start of the month I wrote about mobile wallets, mobile payments, and how the payments industry really needed to sit down and rebuild the mobile wallet from the ground up. While a lot of you certainly gave that a […]

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Vodafone Isn’t Worried About HCE

Vodafone Isn’t Worried About HCE

Written by on February 26, 2014 in E-commerce, Featured on App, NFC, Technology with 0 Comments

Vodafone’s head of mCommerce in Spain believes HCE is “good news” for telcos If you weren’t already aware, MasterCard and Visa changed the payments game last week when they announced that they would be supporting Host Card Emulation – essentially allowing any apps to circumvent the secure element that telcos had placed in phones to […]

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Zapp Expands its Reach thanks to Elavon

Zapp Expands its Reach thanks to Elavon

Written by on February 26, 2014 in Featured on App, Mobile with 0 Comments

The UK mobile payments service Zapp just got a little bit more clout Mobile payments service Zapp, which can already be accessed and used by 18 million customers, has announced that it’s signed a deal with merchant software Elavon to expand its reach of retail acceptance. Why is this big news? Well Elavon is a […]

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Nokia’s Plan for Cheap Mobiles Could Aid Payments Growth

Nokia’s Plan for Cheap Mobiles Could Aid Payments Growth

Written by on February 24, 2014 in Featured on App, Mobile with 0 Comments

Emerging markets could benefit from Nokia’s latest slew of entry-level smartphones and feature phones At Mobile World Congress in Barcelona, Nokia announced a slew of new feature phones designed to bridge the gap between smartphones and the traditional button-based handsets that we all used back in 2004/5. However, these phones are a little different. They […]

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Barclaycard Enters the MPOS Arena

Barclaycard Enters the MPOS Arena

Written by on February 24, 2014 in Featured on App, Mobile with 1 Comment

Barclaycard may be a little late to the party, but it’s ready to go head-on with established rivals The mobile payments industry is one fraught with competition. There are countless copycats out there, all offering practically the same service as one another. The same goes for the world of MPOS solutions too, with only a […]

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Winklevoss Twins Launch Winkdex to Track Bitcoin Prices

Winklevoss Twins Launch Winkdex to Track Bitcoin Prices

Written by on February 20, 2014 in Digital, Featured on App with 0 Comments

Bitcoin prices just got that much easier to follow Bitcoin millionaires Tyler and Cameron Winklevoss, who rose to prominence thanks to a court case against Facebook founder Mark Zuckerberg, have launched their own online price tracker for the digital crypto-currency. The need for such a service has been apparent for a little while now, but […]

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MasterCard and Visa Have Just Changed the Payments Game

MasterCard and Visa Have Just Changed the Payments Game

Written by on February 20, 2014 in Featured on App, Mobile, NFC with 0 Comments

By endorsing a new form of mobile payments, MasterCard and Visa have handed payments power to the banks MasterCard and Visa have announced that they plan to endorse Host-Card Emulation, which essentially removes the need for the old system of secure element and carrier approval of mobile tap-and-pay purchases, thus putting the power of payments […]

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Loop Wallet Solves America’s Slow Adoption of Mobile Payments

Loop Wallet Solves America’s Slow Adoption of Mobile Payments

Written by on February 19, 2014 in Featured on App, Mobile with 0 Comments

Loop looks at the age old problem of magstripe and solves it with a mobile wallet The US has had a painfully slow adoption rate for mobile payments at retailers and with consumers. It’s a battlefield that’s surrounded by a seemingly-endless number of competitors vying for the right way to drive consumers to paying with […]

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China Sees 317% Growth in Mobile Payments

China Sees 317% Growth in Mobile Payments

Written by on February 18, 2014 in Featured on App, Mobile with 0 Comments

China’s mobile payments scene explodes to $1.59 trillion in 2013 It was already a given that China was pioneering in the mobile payments space, with its population making more mobile payments than almost anywhere else in the world. However, it was hard to predict that 2013 would be the year that they exploded outwards in […]

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KLM Introduces Payment via Social Media

KLM Introduces Payment via Social Media

Written by on February 12, 2014 in Featured on App, Mobile, Technology, The Customer with 2 Comments

Dutch Airline KLM hits Facebook and Twitter in a new move to accept mobile payments Flights can be a pain to organise, and when you’ve got to get a business trip or last-minute escape sorted while in a hurry – or away from your computer – it can seem like quite the farce. Thankfully, KLM […]

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PayPal Get The Marketing Opportunity of a Lifetime

PayPal Get The Marketing Opportunity of a Lifetime

Written by on February 11, 2014 in Featured on App, Fraud & Security with 0 Comments

But mostly so the PayPal President can prove a point In what can only be considered a wonderfully ironic twist of fate, and superb marketing opportunity, PayPal President David Marcus has announced that his credit card details were stolen while on holiday and were used to fund a fraudulent spending spree. Marcus believes that his […]

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An Interactive History of Bitcoin

An Interactive History of Bitcoin

Written by on February 11, 2014 in Digital, Featured on App, The Future Of Payments with 0 Comments

Bitcoin has gone through many ups and downs, but it’s also evolved since its 2007 origins Bitcoin hasn’t even been around for ten years, yet it’s managed to have a huge impact on how the world views the possibilities of the Internet and the future of commerce and payments. Nobody knows quite where the digital […]

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MasterCard and Weve Aim to Boost Mobile Payments

MasterCard and Weve Aim to Boost Mobile Payments

Written by on February 10, 2014 in Featured on App, Mobile, Technology, The Customer with 0 Comments

Two prominent figures in the mobile payments landscape team up in an attempt to fix its underlying issues Mobile payments and mobile commerce is growing, that much is evident. But, as we explained rather nicely in our ‘It’s Time to Rebuild the Mobile Wallet’ feature, they’re entirely riddled with issues that still make them a largely […]

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Alipay Claims to Be Number 1 Mobile Payment Company

Alipay Claims to Be Number 1 Mobile Payment Company

Written by on February 10, 2014 in Featured on App, Mobile with 0 Comments

Alipay, the payments arm of the popular Alibaba group claims to be the number one mobile payment company in the world While Alibaba is a serious force to be reckoned with in China and the East, nobody quite believed that its mobile payments service – Alipay – could really have outshone the likes of global […]

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It’s Time to Rebuild the Mobile Wallet

It’s Time to Rebuild the Mobile Wallet

To paraphrase the wonderful ‘70s show that was The Six Million Dollar Man, we can rebuild them. We have the technology. We have the capability to build the world’s first useful mobile wallet. It’ll be better than they were before. Better, simpler, faster. However, that’ll only be the case if the industry gets its act […]

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Cashless Societies Tend to be Better off, Study Suggests

Cashless Societies Tend to be Better off, Study Suggests

Written by on February 5, 2014 in Digital, Featured on App, Online, Technology with 0 Comments

A cashless society seems to stand a better chance of growth according to study A new report from Citi and Imperial College London suggests that economies that decide to go cashless have a promise for better benefits. However, all is not rosy as those that are ready to go completely cashless seem to be scuppered […]

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Chipotle Is “Experimenting With Mobile Payments”

Chipotle Is “Experimenting With Mobile Payments”

Written by on February 4, 2014 in Featured on App, Mobile, Technology with 0 Comments

And it’s a proposed $10 million experiment too Fast-food burrito chain Chipotle is planning to redesign its entire technology network, adding mobile payments to its ordering app in the process. The revamp is set to cost a whopping $10 million, but it’s a decision that Chipotle are standing firm behind. During an earnings call last […]

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Bionym Want to Unlock Bitcoins in a Heartbeat

Bionym Want to Unlock Bitcoins in a Heartbeat

Written by on February 4, 2014 in Featured on App, Fraud & Security, Technology with 0 Comments

Bitcoin security takes a step up While Bitcoin exchange Mt.Gox has already gone out to show the increasing number of Bitcoin users how they can keep their wallets secure, Canadian startup Bionym wants to take that security one step further with the Nymi. Nymi, a wristband that has  a biometric scanner and heartbeat monitor built […]

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Apple Could Steal The Payments Game, So Why Don’t They?

Apple Could Steal The Payments Game, So Why Don’t They?

Written by on January 31, 2014 in Featured on App, Mobile, Technology with 2 Comments

Apple have a goldmine of data and the reputation to boot, but why aren’t they moving in on payments yet? The payments market has had a shake up recently, people are flocking towards new ideas and trying to convince customers that these new ways are really better than the already established plastic card and paper […]

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Chinese Taxis Could Provide Mobile Payment Growth

Chinese Taxis Could Provide Mobile Payment Growth

Written by on January 31, 2014 in Featured on App, Mobile, Technology with 0 Comments

Rival Chinese internet companies are going toe-to-toe with different taxi hailing apps in an effort to dominate mobile payments Alibaba and Tencent – two of China’s biggest internet companies – have been facing off with each other by proxy of taxi hailing apps. Already Tencent has invested in a mobile payments platform through WeChat, but […]

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Chinese New Year Is Hot for WeChat’s Mobile Payments

Chinese New Year Is Hot for WeChat’s Mobile Payments

Written by on January 30, 2014 in Featured on App, Mobile, The Customer with 0 Comments

Chinese social media app taps into cultural ideals and boosts mobile payments in the process Tomorrow is the Chinese New Year, and while the Year of the Horse is upon us, the mobile payments space also seems to be flourishing thanks to the biggest celebration in the Chinese calendar. How you ask? Well, through Tencent’s […]

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Bitcoin Could be Closer to Legitimacy than Ever Before

Bitcoin Could be Closer to Legitimacy than Ever Before

Written by on January 29, 2014 in Digital, Featured on App, Technology with 0 Comments

Bitcoin looks to be calming down While we made the prediction that Bitcoin would quieten down in 2014 in our Payment Trends of 2014 infographic, little did we know that it could happen so soon into the year. But alas, it has! Winding the clock back towards the end of last year, Bitcoin went through […]

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Mobile Payments are Discouraging Banks from Growing

Mobile Payments are Discouraging Banks from Growing

Written by on January 29, 2014 in Featured on App, Mobile, The Customer with 0 Comments

The age-old idea of a ‘branch on every corner’ seems to be changing Bank of America, along with other US banks, are taking a long-hard look at their past goal of getting a branch on every corner thanks to the growth of mobile payments and banking. As you can well imagine, most customers now use […]

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Infographic: Payments Trends of 2014

Infographic: Payments Trends of 2014

What you should be looking out for in 2014 The first month of 2014 is drawing to a close and, while it feels like it’s gone by rather quickly, there’s still 11 months to go. This means there’s all to play for in the rapidly-changing world of payments. To help you along the way, here’s […]

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Starbucks Is Smashing Payments

Starbucks Is Smashing Payments

Written by on January 27, 2014 in Featured on App, Mobile with 0 Comments

Starbucks sees mobile payments grow to new heights It’s widely known that Starbucks mobile app gets a lot of attention from its customers, thanks in part to a wonderfully easy payments system that integrates seamlessly into the app. The numbers will, no doubt, continue to rise as Starbucks plan to roll out a potential pre-order […]

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Could South Korea Be Deterred from Paying by Plastic?

Could South Korea Be Deterred from Paying by Plastic?

Written by on January 27, 2014 in Featured on App, Fraud & Security with 0 Comments

South Korea loves paying by plastic, but thanks to the latest data breach in the region, could its popularity be up? South Korea has an estimated five credit cards per Korean citizen, it’s undeniable that the nation loves cards, and yet despite having EMV security they still have many data breaches in the region, so should […]

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EMV: Is it now time for the US to switch?

EMV: Is it now time for the US to switch?

Could the recent Target card fraud case have been avoided with EMV? EMV (Europay, MasterCard and Visa) has long been a topic of discussion in the United States. Having been adopted across Europe since the ’90s, fraud rates have been cut massively due to the complexity of the chip on board a card. In the US, […]

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T-Mobile Enters the Payments Game With Prepaid Card

T-Mobile Enters the Payments Game With Prepaid Card

Written by on January 22, 2014 in Featured on App, Mobile, Prepaid, Technology with 0 Comments

Teleco, T-Mobile, has announced a new Mobile Money system that bucks the trend T-Mobile today announced that it would be releasing a payments and personal finance service called Mobile Money. Combining a smartphone app with a pre-paid Visa card, Mobile Money allows anyone – not just T-Mobile customers – to use the service without paying […]

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Bitcoin Gets Rethought in the UK Marketplaces

Bitcoin Gets Rethought in the UK Marketplaces

Written by on January 20, 2014 in Digital, Featured on App with 1 Comment

Britain is having a rethink on the tax treatment of Bitcoin, will it spur purchases? After Bitcoin’s busy 2013, 2014 seems to have had a softer start for the digital currency that everyone couldn’t get enough of. Because of this, and it’s gradual stabilisation, HM Revenues & Customs has been looking into alternatives for the […]

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Twitter Could Let Users Pay For Goods Via its Services

Twitter Could Let Users Pay For Goods Via its Services

Written by on January 20, 2014 in E-commerce, Featured on App, The Customer with 0 Comments

Twitter could well be looking to enable users to pay for goods via its own service Twitter, the social network comprised of sending 140-character long messages out for all to see, is rumoured to be looking into generating money through enabling tweeters to purchase products directly through the service. This move comes in due to […]

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5 Ways That Wearable Tech Will Change Payments

5 Ways That Wearable Tech Will Change Payments

Written by on January 20, 2014 in Featured, Featured on App, Mobile, NFC, Online, Technology with 0 Comments

Wearable tech could change how users think, interact, and make payments in the near future At this year’s International CES, wearable technology was the hot topic of discussion. You weren’t able to move for the likes of smartwatches, bracelets, glasses, headsets, headphones and rings that are all ‘smart’. However, because of these brand new innovations […]

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Wired Imagine A Bitcoin-rich Future

Wired Imagine A Bitcoin-rich Future

Written by on January 15, 2014 in Digital, Featured, Featured on App with 0 Comments

Wired predicts that the digital currency of Bitcoin will serve to do more than just make payments Bitcoin has had a rather turbulent year, and we’ve already predicted that the coming year will see it jump to even greater heights – as will its peers. But the UK Wired team has, when looking forward through […]

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Zapp Mobile Payments Rolls Out to 18m Customers

Zapp Mobile Payments Rolls Out to 18m Customers

Banks finally look ready to adopt mobile payment options and Zapp is heading up the transition. Zapp, a mobile payments app that works directly with banks to have money come straight out of your bank account is set to launch later this year in the UK, with support from HSBC, First Direct, Nationwide, Santander and […]

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Is 2014 the Year of the Cryptocurrency?

Is 2014 the Year of the Cryptocurrency?

Written by on January 14, 2014 in Digital, Featured, Featured on App, Online with 0 Comments

2013 was all about Bitcoin, with various other cryptocurrencies arriving on the scene, but could 2014 be the start of something new? Bitcoin had an exciting 2013, multiplying in value by a dizzying amount, before crashing and then pulling itself back up to where it once was. It’s also had plenty of controversy around its […]

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O2 Pulls the Plug on its Mobile Wallet Service

O2 Pulls the Plug on its Mobile Wallet Service

Written by on January 10, 2014 in Featured, Featured on App, Mobile with 0 Comments

Mobile wallets have been hailed as the future of payments, but O2 have backed out of the game. The Telefonica owned mobile network O2 has announced that it will discontinue it’s mobile wallet service 18 months after it’s official launch. Having featured functionality for peer-to-peer payments, barcode searches for comparison shopping, voucher codes for retailers, […]

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‘Works With Square’ Set to Help Square Gain Acceptance Everywhere

‘Works With Square’ Set to Help Square Gain Acceptance Everywhere

Written by on January 9, 2014 in Featured, Featured on App, Mobile, The Customer with 0 Comments

‘Works With Square’, a new campaign for third-party peripherals, looks to help Square gain acceptance everywhere. As 2014 kicks off, Square has set out to ensure that it’s the year we all start using its MPOS service with wild, childish, abandon, thanks to a new campaign known as ‘Works With Square’. While stores who accept […]

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Bitcoin Exchange Mt. Gox Ups Security and Educates Users

Bitcoin Exchange Mt. Gox Ups Security and Educates Users

Written by on January 9, 2014 in Digital, Featured on App, Fraud & Security with 0 Comments

Bitcoins are everywhere, but some people still struggle to grasp what it really is, and how secure it really is. While I’m sure that many of you know the ins and outs of Bitcoin already, especially as it’s a rapidly-growing new digital currency and method of payment, it can still be a very confusing concept […]

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Should You Evolve With RFID?

Should You Evolve With RFID?

Written by on December 23, 2013 in Featured on App, RFID with 0 Comments

RFID is nothing new really, since technology has always been a double-edged sword, but does it necessarily mean that it is has to be that way? Granted, the way of progress is through conflict. (Disclaimer: I’m no advocate of war, but you get the picture yes?)The thing is, there’s nothing wrong with technology but the […]

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eBook: 7 Innovative RFID Game Changers in Asia

eBook: 7 Innovative RFID Game Changers in Asia

Written by on December 20, 2013 in Downloads, Featured on App, RFID with 0 Comments

The market for RFID has staggering growth potential due to its limitless appeal that can be found from retail apparel tagging to tracking consumer information despite the technology being around since World War II. Regardless, RFID has seen a strong push in improving supply chain visibility, data analytics as well as integration to the world’s […]

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Retail’s Dilemma over Cash

Retail’s Dilemma over Cash

Written by on December 12, 2013 in E-commerce, Featured on App, Mobile, Online with 0 Comments

With the overwhelmingly widespread cashless payments technology, such as mobile card readers, NFC, direct carrier billing, mobile wallets and more; is Cash quickly heading towards its deathbed for retail payments? According to Harvard Professor, Susan Crawford, “There is nothing more imaginary than a monetary system. The idea that we solemnly hand around printed slips of […]

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Coin, a Card Evolution, Could Bridge Mobile Wallet Adoption

Coin, a Card Evolution, Could Bridge Mobile Wallet Adoption

Written by on December 9, 2013 in Featured, Featured on App, Technology with 0 Comments

Coin, which is confusingly actually the name of a new credit card, looks set to make the mobile wallet physical. Mobile wallets have had a hard time gaining much traction in the payments space, largely due to mixed ideas of what they are and varying providers occupying the space. But Coin, a small and intuitive […]

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When Will the Bitcoin Bubble Burst?

When Will the Bitcoin Bubble Burst?

Written by on December 9, 2013 in Digital, Featured, Featured on App, Online with 0 Comments

Bitcoin has grown exponentially in the space of a year, but now it looks like it’s bubble has burst, or is at least deflating. Why, you ask? Well, if you’re aware of what’s going on in the world of bitcoin, then you’ll already know that overnight bitcoin value just crashed by around $400. Having started […]

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Embracing the Power of NFC in Asia

Embracing the Power of NFC in Asia

Written by on December 9, 2013 in Featured on App, NFC, Transport Ticketing with 0 Comments

There has been a lot of talk as to how NFC is being positioned as the game-changing factor in the mobile payment solutions and services industry, especially with the widespread of competitors and slow adoption rate among consumers and merchants alike. But the question is, how can NFC truly succeed given its massive potential and […]

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Black Friday Sees an Explosion in Mobile Payments

Black Friday Sees an Explosion in Mobile Payments

Black Friday, has become an international retail phenomenon. For those not in the know, it’s the Friday following Thanksgiving in the United States, where products are discounted to ridiculously low prices. The same has begun to happen all across the globe, followed by a ‘Cyber Monday’ on the Monday after, where online retailers hold heavy […]

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Indian Tea Exporters Are Loving Bitcoin Benefits

Indian Tea Exporters Are Loving Bitcoin Benefits

Written by on November 26, 2013 in Digital, Featured, Featured on App with 1 Comment

Another day goes by and thus some new news surfaces around the ever-growing digital currency that is bitcoin. This time it seems to be Indian tea growers that are getting on board with the newest method of payment around. Working with US-based online tea marketplace, Tealet, Indian growers can sell directly to global tea connoisseurs. […]

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Amazon Brings New Payment System to its Products

Amazon Brings New Payment System to its Products

Written by on November 25, 2013 in E-commerce, Featured on App, Online, Technology with 0 Comments

Amazon, best known for dominating the online retail space rather than its payment technologies, has announced that it’s now accepting a new form of payment. One that it’s created itself. Known as Amazon Coins, this digital monetary system looks very much like a replacement for monetary-value gift cards. However, they actually allow you to buy […]

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Infographic: State of e-Commerce in Southeast Asia

Infographic: State of e-Commerce in Southeast Asia

Written by on November 22, 2013 in E-commerce, Featured, Featured on App, Infographics with 2 Comments

In recent years, I came across many articles and infographics on the rise of e-Commerce in Asia but hardly any of them (if not, only a handful) focus on Southeast Asia. Has this region been forgotten? Internet users in Southeast Asia constitute 10% of total Internet users in Asia and it is expected that the […]

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Google Edges Closer To Dominating Payments With Google Wallet Debit Card

Google Edges Closer To Dominating Payments With Google Wallet Debit Card

Written by on November 21, 2013 in Featured, Featured on App, Mobile, Prepaid, Technology with 0 Comments

Google, not content with forcing Google Wallet and NFC payments through on Android 4.4 KitKat, has announced that it will now be offering a prepaid debit card to consumers. The card, which is only available in the US, allows consumers to withdraw money from ATMs and purchase goods in stores. It uses the funds stored […]

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15 biometrics players you have to know in Asia

15 biometrics players you have to know in Asia

Written by on November 21, 2013 in Downloads, Featured on App, Fraud & Security with 1 Comment

The evolution of identity verification has seen many extensive changes throughout history. Biometrics is of no exception and has been rapidly employed into various industries and sectors that seek advanced security systems to keep up with the pace of technology that range from governmental sectors to commercial businesses. To help you understand and learn more […]

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Guest Blog: Mobile Payments? Consumer Behavior: Has American Express Given Up On Mobile Payments?

Guest Blog: Mobile Payments? Consumer Behavior: Has American Express Given Up On Mobile Payments?

Written by on November 19, 2013 in Featured, Featured on App, Mobile, Technology, The Customer with 0 Comments

Our smartphones have become an extension of our hand. Look around next time you are lined up waiting anywhere and just note how many people have their heads buried in their phones while they wait. They are the quintessential equipment that all of us need and check in with on a regular basis from the […]

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Bitcoin Security Questionable After $4.1 Million Vanishes

Bitcoin Security Questionable After $4.1 Million Vanishes

Bitcoin gets a hard rep, especially after its value crashed when numbers fell when Silk Road went down and the FBI took large reserves of the currency. Well, now it looks as if it’s taken yet another blow due to a Chinese bitcoin exchange going offline, and taking with it $4.1 million in users’ accounts. […]

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China Makes Bitcoin Bigger Than Ever

China Makes Bitcoin Bigger Than Ever

Written by on November 19, 2013 in Digital, Featured, Featured on App, Online, Technology with 2 Comments

Bitcoin, as we all know by now, is doing rather well for itself, and that seems to show no signs of stopping as investment from two venture capital firms blew the currency to its highest value ever. Having invested $5 million in BTC China, bitcoin value climbed to a new high of $608 per bitcoin […]

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Are Biometrics Foolproof?

Are Biometrics Foolproof?

Written by on November 18, 2013 in Featured, Featured on App, Fraud & Security with 0 Comments

It should be clear by now that the progress of technology today advances at a rapidly alarming rate and having said that, how can security measures be taken to bolster defences against the generation of cyber criminals, hackers and just about anyone with elaborate schemes where information can be easily obtained? Although biometric technology may […]

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Are These the Most Extravagant Credit Cards Ever Made?

Are These the Most Extravagant Credit Cards Ever Made?

Written by on November 14, 2013 in Featured, Featured on App, Technology, The Customer with 1 Comment

Credit cards are usually emblazoned with names that suggest opulence and wealth. You've got platinum and gold cards, cards that use simple designs to make bold statements, and cards reserved for only the most exclusive of members. But in the end, they're all pretty much made of plastic and nothing more. Well, Russian payment solutions […]

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Bitcoin Goes from Strength to Strength

Bitcoin Goes from Strength to Strength

Written by on November 11, 2013 in Digital, Featured on App, Online, Technology with 1 Comment

While the digital currency that is bitcoin has hit some hurdles along the way, it's certainly come into its own as an appealing alternative currency for many people out there. And now, to help round things off, it's value against gold has gone up rather exponentially over the year. Having started the year being worth […]

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India’s Aadhaar ID Cards Set to Make Payments

India’s Aadhaar ID Cards Set to Make Payments

Written by on November 5, 2013 in Featured on App, Technology, The Customer with 0 Comments

While two fifths of Indians don't have a bank account at all, the nation is rolling out a brand new system for its newly introduced identity cards that'll allow Indians to make payments with just one card. The new ID system has had a mixed response from the population, with some seeing it as a […]

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Bitcoin Could Collapse at the Hands of ‘Selfish’ Users

Bitcoin Could Collapse at the Hands of ‘Selfish’ Users

Written by on November 5, 2013 in Digital, Featured on App, Fraud & Security, Technology with 1 Comment

It seems that bitcoin could suffer if selfish users hoard the currency and hijack accounts, at least that's the word from two researches at Cornell University. Ittay Eyal and Emin Gun Sirer say that they have worked out that this selfish mining group would need more than 33 per cent share of the computational power […]

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Google’s Android 4.4 KitKat Enables Google Wallet To Bypass NFC Restrictions

Google’s Android 4.4 KitKat Enables Google Wallet To Bypass NFC Restrictions

Google's Android is getting an update to Android 4.4 KitKat and, in doing so, is opening up Google Wallet to mass markets by bypassing the Secure Element that's controlled by telcos. While it's certainly in Google's, and most customers', interests to get this software into the hands of millions easily, they've not had an easy […]

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Download: 12 Must-Know Innovative Banks in Asia

Download: 12 Must-Know Innovative Banks in Asia

Written by on November 4, 2013 in Downloads, Featured on App with 0 Comments

With many banks shaping up product innovation and churning out impressive technological infrastructure and capabilities, what is it really for? Is it the way to remain relevant in the ever changing digital age or is simply just a knee-jerk reaction induced among people with scattering ideas on how they can get more people to buy […]

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Alibaba.com: Soon to be Crowned as eCommerce King of Asia?

Alibaba.com: Soon to be Crowned as eCommerce King of Asia?

Written by on November 1, 2013 in E-commerce, Featured on App with 0 Comments

According to a study by eMarketer, eB2C e-Commerce in Asia Pacific is expected to grow rapidly with China leading the region's growth, This is further proven by China's Ministry of Commerce's announcement that online retail sales in China increased by 67.5% in 2012 to more than 1.3 trillion yuan ($209.7 billion). And that e-Commerce business […]

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Cash is, Relatively, King

Cash is, Relatively, King

Written by on November 1, 2013 in Featured on App with 2 Comments

The debate on "Is Cash Still King" has been stretched over the past decade but it appears that material cash is still here to stay. It's ridiculous to impatiently rule out cash today because even before the cashless society begins to take off, most people forget about the accountability of cold hard cash. Cash Guard […]

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10 Ways To Make Your Content Marketing Strategy Work

10 Ways To Make Your Content Marketing Strategy Work

Written by on October 30, 2013 in Downloads, Featured on App, Social Media with 0 Comments

Grabbing a customer's attention in the busy world of the Internet is a hard task. Banner ads and buttons just don't cut the mustard anymore. Instead it's time to shift to a content-driven approach? But what exactly is a content-driven approach? And how in heck's name do you make it work for you? Download this […]

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NFC: An Inconvenient Truth?

NFC: An Inconvenient Truth?

Written by on October 29, 2013 in Featured on App, NFC, Technology with 3 Comments

What I truly appreciate about NFC technology is that it's convenient, easy, and reliable. But sadly, the lack of infrastructure dedicated to NFC-enabled devices hampers its idealistic expectations for a cashless society. For now at least. Personally, it's something that I genuinely hope for in the event where I can no longer worry about awkwardly […]

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Presentation: How to Manage a Successful Identity Management System

Presentation: How to Manage a Successful Identity Management System

At Information Security World Asia 2013, Terrapinn had the privilege of hosting Ms. Ruth Annus, Head of Migration and Border Policy Department, Ministry of the Interior, Estonia who shared with the audience on her country’s strong experience in identity management. Download full presentation now > In her presentation she explained how to: Avoid one person […]

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5 Invaluable Budgeting Apps For Saving Money

5 Invaluable Budgeting Apps For Saving Money

Written by on October 29, 2013 in E-commerce, Featured on App, Mobile, Online, Technology with 0 Comments

There’s a lot of talk about a cashless society looming and gaining recognition worldwide. Honestly, it’s nothing new. But it’s definitely a nifty approach to monetizing business models – especially when there’s a common perception that consumers want speedy transactions, easy accessibility to cashless platforms, and a comprehensible rewards system. A cashless society has tremendous […]

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Survey Reveals that Mobile Payments Are Hampered by Security Fears

Survey Reveals that Mobile Payments Are Hampered by Security Fears

  There's forever a level of uncertainty around mobile payments and customer adoption rates and use, and it seems that a new survey by YouGov on behalf of Firstsource Solutions shows that consumers are still wary. This new research, carried out between July 30th and August 1st, shows that fewer than a quarter – 22 […]

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Why Bitcoin Came Out of the US Government Shutdown All the Better

Why Bitcoin Came Out of the US Government Shutdown All the Better

Written by on October 21, 2013 in Digital, Featured on App, Online, Technology, The Customer with 0 Comments

It was only last week that the world was staring the greatest financial crisis it's ever seen right in the face. The US government had gone into lockdown, and a default on their spiralling debt ceiling was ever approaching. While now, a week on, we know that they've pushed that cursory ceiling ever higher and […]

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10 Simple Things Banks Can Learn from a Limo Company

10 Simple Things Banks Can Learn from a Limo Company

Written by on October 21, 2013 in Downloads, Featured on App, Online, Technology with 0 Comments

No, there isn't a typo error in the subject header. You might wonder, " What are the similarities between banks and limousine companies?" From the outset, both seem to be worlds apart. Well, think again! At Future Bank Asia 2013 conference, Mr. Aman Narain, Global Head of Remote Banking, Standard Chartered shared about his personal […]

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Mid-Autumn Festival Networking Session at Spinelli, Singapore

Mid-Autumn Festival Networking Session at Spinelli, Singapore

Written by on October 20, 2013 in E-commerce, Featured on App, Influencers, Mobile, Online with 0 Comments

  Following the success of Cards & Payments Asia and Retail World Asia earlier this year, we have received feedback from attendees that they wish to network with fellow industry players and have the opportunity to share more about the industry in a relatively informal setting. As such, in conjunction with the Mid-Autumn Festival this […]

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Download Video: What Not to Do When Running a New Payments Project

Download Video: What Not to Do When Running a New Payments Project

Written by on October 14, 2013 in Downloads, Featured on App with 0 Comments

Download the video sample now > Watch this short video from module 11 our online training course, the12 Hour MBA in Payments, and discover “what not to do” when running a new payments project: Examine a real life case study – what worked and what didn’t? Understand the main factors to consider when launching Appreciate […]

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Download: The Essential Guide to Payments

Download: The Essential Guide to Payments

Written by on October 11, 2013 in Downloads, Featured on App with 0 Comments

Have you noticed how dramatic the change of pace in the payments industry in the last few years has been? Only within the last decade and, in particular, during the economic downturn have we seen as much innovation in the payments sector since the launch of the first Diner’s Card 60 years ago. With this […]

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Facebook Co-Founder Releases A Potential Mobile Payments Game Changer

Facebook Co-Founder Releases A Potential Mobile Payments Game Changer

Facebook co-founder Eduardo Saverin has announced that his latest venture, Jumio Inc., has launched a brand-new secure embedded wallet infrastructure that integrates into existing OS wallets and utilities like Apple Passbook and Samsung Wallet. Called Jumio PORT, it allows consumers to make one-click purchases and transactions that require identity verification, without needing to download a […]

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Is Litecoin the Start of a Digital Payments Explosion?

Is Litecoin the Start of a Digital Payments Explosion?

Written by on October 7, 2013 in Digital, Featured on App, Online, Technology, The Customer with 1 Comment

While you may well have heard all about Bitcoin and the many uses it can have if accepted into the fold of more nations, you may not know about a similar proposition: Litecoin. Think of Litecoin as the silver to Bitcoin's gold. It's a smaller peer-to-peer Internet currency that provides a faster transaction confirmation and […]

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FBI Crackdown on Illegal Bitcoin Activity: A blessing or a curse?

FBI Crackdown on Illegal Bitcoin Activity: A blessing or a curse?

While Bitcoin as a payment method is growing daily, it still has connotations with some of the shadier practices on the Internet – primarily the buying and selling of illegal drugs. After having arrested Ross Ulbricht, the alleged creator of Silk Road – a website that largely dealt with exchanging illegal goods with Bitcoins – […]

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Download presentation: How NFC is transforming public transport in Korea

Download presentation: How NFC is transforming public transport in Korea

Written by on September 30, 2013 in Downloads, Featured on App, NFC, Technology with 0 Comments

  The use of NFC in daily activities of people living and working in Korea has been widely documented over the past years. At Cards & Payments Asia 2013 conference, Mr. Jonathan (Jung Hyung) Suh, Global Director, Korea Smart Card gave an interesting account on how NFC is transforming public transport in Korea. > Download […]

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Google Wallet’s New Update Could Make it One Killer App

Google Wallet’s New Update Could Make it One Killer App

Written by on September 25, 2013 in Featured on App, Mobile, Technology, The Customer with 0 Comments

On Tuesday, Google announced a new version of its Google Wallet app on Android. While Google has ventured into the email-based payment method, favoured by PayPal, by integrating payments into Gmail, NFC is still the first and foremost way Google Wallet will be working. However, while NFC still plays a big role, Google Wallet 3.1 […]

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Bitcoin is Being Snapped Up By More Merchants

Bitcoin is Being Snapped Up By More Merchants

Written by on September 24, 2013 in Digital, Featured on App, Online, Technology with 0 Comments

Things are looking up on the Bitcoin front as it appears that more merchants are taking on the digital currency as a method of payment, with Bitpay claiming it now has 10,000 clients. Bitpay, a payments processor that helps businesses accept Bitcoin in stores and online announced that its merchant client-base has increased ten times […]

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Can Mobile Wallets Ever Be Successful?

Can Mobile Wallets Ever Be Successful?

Written by on September 23, 2013 in Featured on App, Mobile, NFC, Technology, The Customer with 0 Comments

We're told that mobile wallets, mobile money and mobile payments is where the future of the payments industry lies – and it certainly looks that way despite research suggesting otherwise. But what exactly is a ‘mobile wallet' on a conceptual level? Does anybody really know how it should look and operate? Perhaps we're just hanging […]

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New Research Suggests Mobile Money is Failing in the UK

New Research Suggests Mobile Money is Failing in the UK

Written by on September 23, 2013 in Featured on App, Mobile, NFC, Technology, The Customer with 0 Comments

The payments industry talks about mobile payments as if they're the future, but in their current guise are they really doing enough? New research from MPayMe indicates that mobile money just isn't living up to the hype – failing to deliver for both consumers and merchants alike. The major reason seems to be because it's […]

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Guest Blog: The Future of Multichannel Payments

Guest Blog: The Future of Multichannel Payments

Written by on September 20, 2013 in Featured on App, Mobile, Online, Technology, The Customer with 0 Comments

Today’s consumers are increasingly using mobile devices, whether it's a tablet or a hand held to browse products, read reviews, and make purchases both at home and on the move.  Although it has been a long time in the making, contactless payments (card and mobile/NFC) appear to be gathering traction in the financial service and […]

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Are Retailers Doing Enough About Adopting Payment Technologies? – Dave Birch Asks Waitrose.

Are Retailers Doing Enough About Adopting Payment Technologies? – Dave Birch Asks Waitrose.

Written by on September 20, 2013 in Featured on App, Mobile, NFC, Technology, The Customer with 0 Comments

The world of payments has become both an exciting and chaotic place to be. After the change from cash to card, the industry slowed down and got comfortable. Now though, things have been shaken up thanks to the smartphone and alternative payment methods – but what does this really mean for retailers? And how can […]

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Barclays Pingit: launch of ‘buy it’ and ‘mobile checkout’ at Omni-channel World

Milon Veasey, Head of Mobile Solution Specialists, Barclays Corporate, answers some burning questions about the new Barclays Pingit mobile checkout and buy it products. If you’re not already aware, Barclays Pingit is the newest payment app from Barclays that lets you send money from your mobile instantly. It makes paying back your mates, family and […]

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Payment systems are still muddled, despite recent innovation

Payment systems are still muddled, despite recent innovation

Written by on September 16, 2013 in Featured on App, Technology, The Customer with 0 Comments

It was yet another frustrating payment situation—you know, out with your friends and splitting the cost of dinner or suddenly, the entrance fee for an event is cash only. What do you do? In the past I've gotten tangled in that IOU web I end up spinning with awkward questions and muted mumblings "don't you […]

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How Will Britain’s Polymer Bank Notes Change Payments?

How Will Britain’s Polymer Bank Notes Change Payments?

Written by on September 11, 2013 in Featured on App, Technology, The Customer with 0 Comments

As the dream of companies like MasterCard and currencies like Bitcoin is a future where society is cashless, physical cash will never really cease to exist. It is, however, more likely to change in appearance. Following in the stead of countries like Australia, New Zealand and Canada, Great Britain will be getting ‘plastic' money from […]

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PayPal Bring A New Wireless Way to Pay With Beacon

PayPal Bring A New Wireless Way to Pay With Beacon

Written by on September 11, 2013 in Featured on App, Mobile, Technology, The Customer with 0 Comments

PayPal, not being the type to rest on its laurels after a hard days work of being one of the most popular online payment processors in the world, or branching out into mPOS systems across the globe, has announced a curious USB Bluetooth device for payments. Dubbed the PayPal Beacon, this USB device that resembles […]

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Could Apple Reveal An iPhone with NFC?

Could Apple Reveal An iPhone with NFC?

Written by on September 10, 2013 in Featured on App, NFC, The Customer with 0 Comments

Tonight (September 9th) Apple are rumoured to be unveiling their next iteration of iPhones. One model is rumoured to be an incremental upgrade known as the iPhone 5s, and another is the rumoured iPhone 5c – a cheaper model to help Apple ensure a wide spread. However, it's not quite known if there will be […]

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Cards and payments breakfast talk a success!

Cards and payments breakfast talk a success!

Written by on September 5, 2013 in Featured on App with 0 Comments

Early morning nine o' clock, colleagues and I huddled into the meeting room to get ready to welcome our guests to the Cards and Payments Breakfast Talk. We had representatives from the financial services industry and Singapore's transport industry. Last week's talk was by Richard Hartung, trainer for the 3 Day MBA in Cards and […]

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Consumer Lending and Store Credit Cards Dwindle in Popularity

Consumer Lending and Store Credit Cards Dwindle in Popularity

Written by on September 2, 2013 in Featured on App, Technology, The Customer with 2 Comments

It seems that the store credit card is dying a slow death as consumers turn down consumer lending offers from retailers. Having previously been a wonderful payments system for both consumer and brand, storecards and the loaning of money to consumers has curtailed since the financial crisis. The high fees charged by credit card companies […]

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Download eBook: Key retail and customer engagement trends to watch in Asia

Download eBook: Key retail and customer engagement trends to watch in Asia

Written by on August 30, 2013 in Downloads, Featured on App, The Customer with 0 Comments

With technology and the many changes in our modern world, consumers of today have become more demanding and expect more from brands and merchants. With this in mind, retailers need to differentiate themselves to remain relevant in the competitive and saturated retail landscape. > Download e-book now In this e-book, we have put together interview […]

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6 Potential Payment Disruptors in 2014

6 Potential Payment Disruptors in 2014

Payment services have changed a lot over the past year, but what could changes and disruptors could 2014 hold for the industry? We take a look at 6 potential disruptors you  may, or may not, have thought about. [imagebrowser id=2]

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Download eBook: Key trends that’ll transform the payments landscape

Download eBook: Key trends that’ll transform the payments landscape

Written by on August 19, 2013 in Downloads, Featured on App, Mobile, Online, Technology with 0 Comments

Recent developments in payment technologies have created a fundamental shift in the way organisations interact with the consumers. Because of this, it’s crucial for organisations to realign their business models to keep pace with emerging industry standards and find their unique competitive edge. So, how does one successfully identify and capitalise on the growth opportunities […]

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Is Bitcoin Doomed in the US?

Is Bitcoin Doomed in the US?

Bitcoin may well be the future of currency, but it's plans for mass payment domination are being scuppered by nations worried about security and financial instability. While the Bank of Thailand has already banned the currency, the US looks like it might follow suit. The FBI has begun an investigation after the Senate's committee on […]

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Is Realex Fire the Future for Banking and Payments?

Is Realex Fire the Future for Banking and Payments?

Dublin-based financial services company Realex has taken it upon itself to address some of the fundamental problems that the payments industry faces – hoping to transform the way people and business pay and get paid. Regulated by the Central Bank of Ireland, Realex has taken its Realex Fire personal account out of beta. This new […]

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Raconteur Magazine: The Future of Payments

Raconteur Magazine: The Future of Payments

Written by on August 14, 2013 in Downloads, Featured on App, Mobile, Technology with 0 Comments

The future of payments is a tricky thing to predict, but in the June issue of Raconteur they try to boil it down and work out where the future lies for the industry. Focusing on how influential the cloud will be in banking, Dave Howell sees just how feasible cloud-based mobile payments could be. Chris […]

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PayPal Test Facial Recognition For Payments

PayPal Test Facial Recognition For Payments

Written by on August 9, 2013 in Featured on App, Mobile, Technology, The Customer with 0 Comments

That's a slightly misleading title. Not intentionally though, but after the news last week that Finnish company Uniqul were working on a facial recognition payments system, you'd be forgiven for thinking PayPal were dong the same. Instead, this new payment method from PayPal actually comes from their Check In service that lets users just use […]

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Guest Post: mPOS – flexibility at the expense of security?

Guest Post: mPOS – flexibility at the expense of security?

Smartphone ownership in the UK has reached a record high, and is driving the payments industry towards a new ‘mobile era' in payment acceptance. Mobile point of sale (mPOS) technology has now evolved to gain a foothold with larger retailers, though its impact is arguably most profound amongst its initial target market – small enterprises […]

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KuaPay Looks East To Bulk Up It’s Business

KuaPay Looks East To Bulk Up It’s Business

Written by on August 5, 2013 in Featured on App, Mobile, Technology with 0 Comments

KuaPay, a mobile wallet provider, doesn't hold too much of the market share in the United States, where there are only 600 merchants equipped to use the payments system. Compare this to the 7,000+ Starbucks that take Square's mobile wallet payments, along with many other payment services in the States, it's easy to see why […]

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Dave Birch’s Guest Post: Anonymity – privilege or right?

Dave Birch’s Guest Post: Anonymity – privilege or right?

Written by Consult Hyperion's David Birch, this is a version of a post that has previously appeared at Chyp.com's blog. The issues of social media free speech, anonymity and the possibilities for action rather than words about illegal activity are much in the news in the UK this week because of the disgusting Twitter campaign […]

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Download: Is Bitcoin ‘The Future of Currency’?

Download: Is Bitcoin ‘The Future of Currency’?

Written by on July 31, 2013 in Digital, Downloads, Featured on App, Technology with 0 Comments

Bitcoin has come into the payments game in a storm. Having once been a quiet digital currency, the technological revolution arrived and Bitcoin exploded into a worldwide phenomenon. Now, if you’re not at least looking into the world of Bitcoin, you’re already behind in the payments game. This presentation, complete with a helpful infographic, comes […]

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Ditch Your Wallet; Pay With Your Face!

Written by on July 25, 2013 in Featured on App, Featured Videos, Technology with 0 Comments

A Finnish company by the name of Uniqul has, what it hopes to be, the future of payment security by turning your face into a unique PIN. As put so eloquently by Tech Feed in the video above, Uniqul seeks a way for customers to be done with their wallets forever and leaves them only […]

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Seamless Payments and Cross-Border Shopping

Now, more than ever, shoppers are making purchases from other countries to obtain the items they want the most. It’s during these moments that customers – and merchants – want a seamless payment experience no matter where they are in the world. Thankfully, PayPal – one of the 10 most popular payment services in the […]

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Top 10 Payment Services People Are Most Interested In

Top 10 Payment Services People Are Most Interested In

[imagebrowser id=1] Google is a powerful tool for seeing which brands, companies or even individuals are popular amongst the general population. Thanks to its Google Trends service I’ve compiled the top 10 most searched for merchant payments services in the US, helping indicate which companies are noticed and used more than others in the country. […]

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Infographic: Which Payment Method is the Best?

Infographic: Which Payment Method is the Best?

There are so many different payment options out there, but nothing’s better than a little bit of competition to keep things fresh. However, in this handy infographic from Nowsourcing and Merchant Warehouse, puts the major options into one place and weighs them all up for you. While each payment option has its own strengths and […]

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Just Face it, Your Face Could Be Your Next PIN

Just Face it, Your Face Could Be Your Next PIN

While the US, and many other nations around the world, struggle to find justification for EMV cards and the use of Chip and PIN devices, Europe is steaming ahead beyond the realms of the standard PIN and into facial recognition. We've already seen the early signs of thumb login's or payments coming in as a […]

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Barclays Talks About Data Innovation Banking

Hear from Barclays’ data expert and Head of Global Retail Analytics, Dan Bolland. who’s turning bytes into business advantage for Barclays globally. Dig deep to drive value as data mining becomes a must-master skill. Dan will take you on the journey from customer data to customer happiness, as he shares the secrets for creating a […]

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Alaric Provide Insight to the Future of Payments in the Middle East

Tausif Ahmed, Director Middle East of Alaric, joined Cards TV at Cards & Payments Middle East this May to tell them about the modern architecture of Alaric payment solutions. Tausif sees a world where the future of payments is inevitably going to converge upon the mobile phone. Watch the video to discover the Tausif’s views […]

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Obethur Discuss If The Middle East Is Ready for NFC Payments

Written by on July 17, 2013 in Featured on App, Featured Videos, NFC with 0 Comments

Oberthur Technologies Payment Business Director of the Middle East,  Peter Majgaard joined Cards TV and spoke about the exciting projects Oberthur are embarking on around the world. Peter gives his insights into how the borders are disappearing between mobile, payments and ID business, and how Oberthur are working on bridging the gaps. Oberthur are working […]

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Guest Blog: Banks Find Tablet PCs are the Key to Healthy Future

Guest Blog: Banks Find Tablet PCs are the Key to Healthy Future

Written by on July 15, 2013 in Featured on App, Technology, The Customer with 0 Comments

Multichannel banking is no longer an option, it's an imperative. While mobile banking adoption is still relatively low, accounting for approximately four or five per cent of transactions, banks can no longer afford to ignore the huge revenue opportunities that mobile, and in particular tablets, offer. When people made the move from branch to online […]

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PayPal Discusses How To Create A Seamless Payments World

PayPal’s Elias Ghanem talks at Cards & Payments Middle East about the advantages of a completely unified payments infrastructure in an evolving world of interconnected devices. PayPal is the largest payments service on eBay and has spread out into mobile, mPOS and over 100 countries around the world with over 100m account holders. If anything, […]

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The Future of Banking and Payments Through Brett King’s Eyes

Author, Innovator, Speaker and founder of Movenbank, Brett King talks at Cards & Payments Middle East 2013 about the future of payments and banking as a whole. We’re moving away from classic brick-and-mortar interactions with banks, instead opting for an online and mobile approach, and our payment methods reflect this changing trend too. But what […]

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Could iZettle’s Move to Accept JCB Cards Signify Plans For Expansion?

Could iZettle’s Move to Accept JCB Cards Signify Plans For Expansion?

Written by on July 9, 2013 in Featured on App, Mobile, Technology with 0 Comments

The social payments company iZettle has today announced that its card readers now accept Japan Credit Bureau cards, making it the first European mobile payments provider to offer JCB card acceptance. "We’re proud to add JCB to our accepted cards for our card readers," said Jacob de Geer, iZettle CEO and co-founder. “Millions of Asian […]

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Expert Secrets – Innovation in banking and payments

Written by on July 4, 2013 in Featured on App, Featured Videos, Online with 0 Comments

Want to know the secrets of success from the people leading innovation in banking and payments? Discover how you can create new business opportunities and revolutionise payments by asking these leading guru’s the hard hitting questions, while they’re in the hot seat. Hear from Square co-founder James McKelvey; MasterCard’s Chief Emerging Payments Officer Ed McLaughlin; […]

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The Square Affect – How square saw the future of payments

Can you predict what the next big trend in payments will be? Did you foresee the wave of mPOS companies that is sweeping through the USA and Europe? James McKelvey, Square’s Co-Founder, can and did predict the future of payments and he’s here to share a little bit about the phenomenon that is Square. Learn […]

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Innovating Payments and Driving Value for GenM

Speaking at this year’s Cards and Payments Middle East 2013, Mastercard’s Chief Emerging Payments Officer, Ed McLaughlin delivered a futuristic keynote presentation envisioning the roadmap for mobile payments over the next decade. Dive into mobile wallets, transforming POS and innovating the world of payments.

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Download: Dave Birch’s Decline and the Fall Guy – a digital reader edition

Download: Dave Birch’s Decline and the Fall Guy – a digital reader edition

Dave Birch, an IT and payments guru and director at Consult Hyperion, has put his expertise and knowledge of they modern world of payments technologies to use in this thrilling short story around the debacles of payments. Available in 5 parts online, this handy reader compiles it into one stylish PDF that can be read […]

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Top 10 Total Payments Posts of 2013 (So Far)

Top 10 Total Payments Posts of 2013 (So Far)

We're at the point of no return now (not that you could return anyway, unless you had some sort of time machine) as we're over halfway through 2013! Where exactly did all that time go? So, as a little roundup for the end of H1, here are the ten most popular posts on Total Payments […]

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5 Potential Disruptors in Payments

5 Potential Disruptors in Payments

The market for creating and running a payments company seems to be increasing as more and more businesses appear to be jumping into bed with the idea of crafting their own payment technologies. It doesn't seem to matter where their company history lies either as even places like Starbucks fall into the space. Regardless, their […]

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PayPal Galactic Aims for the Stars – But is it more than a PR Stunt?

PayPal Galactic Aims for the Stars – But is it more than a PR Stunt?

Written by on June 28, 2013 in Featured on App, Technology, The Customer with 2 Comments

PayPal has kicked off a space payments programme – yes, you heard that correctly – and I actually think they're being serious with the pitch. Its plan is to start preparing the services and tools needed to deal with payments that may happen in the future due to space travel. Their reasoning for doing so […]

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Dave Birch’s ‘Decline and Fall Guy’: Chapter 5 & 6

Dave Birch’s ‘Decline and Fall Guy’: Chapter 5 & 6

Written by on June 28, 2013 in Featured on App, Mobile, NFC, Technology, The Customer with 0 Comments

Featuring a new chapter each day, Consult Hyperion's David Birch takes you on a wild adventure through espionage, contactless payments and a man on the brink. If you've missed the fourth chapter, go back and read it now! Chapter 5: Declinegate. My mind was reeling. How could the world of payments be getting so mixed […]

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Cameron and Tyler Winklevoss Talk Bitcoin

Speaking to TechCrunch, the Winklevoss twins talk about why they invested in BitInstant and how they believe that the digital currency can make it into the world of widely accepted payment methods in stores both online and on the high-street. At this year’s Total Payments Europe, which is part of Europe’s Customer Festival, Bitcoin is […]

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Dave Birch Talks Future of Contactless at TEDx Talk

Payments and IT guru, as well as director of Consult Hyperion, Dave Birch speaks at Sussex University at a TEDx talk on the issues of identity in the 21st Century. While his talk is from 2012, his ideas still ring true a year later as the industry of payments, information security, transport ticketing and NFC […]

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Dave Birch’s ‘Decline and Fall Guy’: Chapter 4–Best and Worst

Dave Birch’s ‘Decline and Fall Guy’: Chapter 4–Best and Worst

Written by on June 27, 2013 in Featured on App, Mobile, NFC, Technology, The Customer with 0 Comments

Featuring a new chapter each day, Consult Hyperion's David Birch takes you on a wild adventure through espionage, contactless payments and a man on the brink. If you've missed the third chapter, go back and read it now! Chapter 4: Best and Worst. I kicked back in my hotel room. Looking for some R’N’R time […]

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Dave Birch’s ‘Decline and Fall Guy’: Chapter 3–Black Beans

Dave Birch’s ‘Decline and Fall Guy’: Chapter 3–Black Beans

Written by on June 26, 2013 in Featured on App, Mobile, NFC, Technology, The Customer with 0 Comments

Featuring a new chapter each day, Consult Hyperion's David Birch takes you on a wild adventure through espionage, contactless payments and a man on the brink. If you've missed the second chapter, go back and read it now! Chapter 3: Black Beans I took a different route back to the hotel. A basic precaution, but […]

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Dave Birch’s ‘Decline and Fall Guy’: Chapter 2–Mean Streets

Dave Birch’s ‘Decline and Fall Guy’: Chapter 2–Mean Streets

Written by on June 25, 2013 in Featured on App, Mobile, NFC, Technology, The Customer with 0 Comments

Featuring a new chapter each day, Consult Hyperion's David Birch takes you on a wild adventure through espionage, contactless payments and a man on the brink. If you've missed the first chapter, go back and read it now! Chapter 2: Mean streets. It was warm. Too warm for the thick black overcoat I brought with […]

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Taking Mobile POS Into the Open Source Market

Taking Mobile POS Into the Open Source Market

Written by on June 24, 2013 in Featured on App, Mobile, Technology, The Customer with 0 Comments

Mobile payments provider Handpoint has decided to release the code for its mobile POS technology to the market as an open source application. The move is designed to help expand the adoption rate of Handpoint's system while allowing developers and businesses to create their own payment systems that are ideal for their needs. This means […]

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Dave Birch’s ‘Decline and Fall Guy’: Chapter 1–It’s Termnial

Dave Birch’s ‘Decline and Fall Guy’: Chapter 1–It’s Termnial

Written by on June 24, 2013 in Featured on App, Mobile, NFC, The Customer with 0 Comments

Featuring a new chapter each day, Consult Hyperion's David Birch takes you on a wild adventure through espionage, contactless payments and a man on the brink. New York, New York. My kind of town. Sometimes you’re up, sometimes you’re caught up in a sinister conspiracy… Chapter 1: It’s Terminal There was no reason to be […]

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The Future Trends in Mobile Commerce and Payments

Written by on June 20, 2013 in Featured on App, Featured Videos, Technology with 0 Comments

What does the future of mobile payments commerce hold? Does anyone really know? Well, Boku’s VP of Marketing, Ray Ramillosa; Braintree’s GM of Mobile, Ankur Arya; and Appcelerator’s CTO and co-founder Nolan Wright try to answer this problem by putting fort and discussing the current market trends found in the sector. Do you agree with […]

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Brazillian Government Has Approved Mobile Bank Markets

The poor in Brazil are underserved, with many of them having no bank accounts and thus relying upon their own cash management to get them through until the next pay day. However, now it seems that the Brazillian government has approved the use of mobile banking and thus allowed these underserved to tap into mobile […]

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Square Set Out to Change the Payments Game

Square CFO Sarah Friar talks about how Square are creating a new way for small to medium businesses to handle customer payments – and a new way for customers to pay with Square Wallet. Their new POS devices are made to ease the flow for a consumer and Friar shows that their entire product range […]

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Download Presentation: The Co-Branded Card and Manchester United

Download Presentation: The Co-Branded Card and Manchester United

Co-branded cards is nothing new within the cards & payments space, but how about a co-branded card with one of the world's most famous football clubs: Manchester United? Well, Bank Danamon did just that and has achieved amazing results from their campaign. Cards & Payments Asia 2013 conference had the honour of having Ms Dessy […]

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Download Presentation: Boosting NFC adoption in Singapore

Download Presentation: Boosting NFC adoption in Singapore

Written by on June 20, 2013 in Downloads, Featured on App, NFC, Technology with 0 Comments

It's undeniable that Singapore boasts one of Asia's most efficient transport systems and EZ-Link, a subsidiary of the Land Transport Authority (LTA)has played an integral role in improving the way commuters travel in the country. As Singapore’s largest contactless service provider for payments on public buses and Mass Rapid Transit (MRT) trains, EZ-Link has been […]

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Guest Blog: Is EMV worth it? Only if it’s global

Guest Blog: Is EMV worth it? Only if it’s global

Written by on June 18, 2013 in Featured on App, Technology, The Customer with 0 Comments

All eyes in the payment world are currently on the US, as the last major economy to tackle the migration to EMV. This shift is part of the global initiative to combat payment fraud, by moving away from the old mag-stripe standard to EMV-chip enabled cards. The project has been a success in countries which […]

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Malaysian Economy Stimulated By Electronic Payments

Malaysian Economy Stimulated By Electronic Payments

Written by on June 17, 2013 in Featured on App, Technology, The Customer with 0 Comments

It seems that electronic payments are having a profound effect not just upon Myanmar, but also Malaysia. According to a study conducted by Moody's Analytics for Visa, electronic payments products like credit and debit cards have added RM13.17 billion to the nation's GDP. The study was conducted across 56 countries that accounted for 93 per […]

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Cash Payments Could Be on the Rise

Cash Payments Could Be on the Rise

Written by on June 17, 2013 in Featured on App, Technology, The Customer with 2 Comments

Despite the influx of information surrounding the growth of mobile payments, NFC payments and the call for EMV to be fully introduced into the US sooner rather than later, it seems that the number of cash-based payments is actually increasing. According to a study by the UK Payments Council, a growing number of consumers and […]

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PayPal Target Youth For Future of Payments

Payments company PayPal have started Battle Hack in a bid to inspire and capture youth into becoming interested in a career in app development – specifically PayPal’s app development. The competition, designed to be a greulling battle between nations for the greatest ‘hacker’ in the world – although I’m sure that someone should point out […]

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Retail Payment Trends: EMV conversion and mobile payments

Speaking to Associasion for Financial Professionals, CEO of Optimised Payment Consulting Anand Goel discusses what the two payment trends for retail will be in 2013. The big issues in the North American marketplace at the moment is in understandnig and adopting mobile payments properly. The second is the implementation of EMV cards across the nation […]

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Visa Claims Tipping Point in NFC Payments

Visa have unvield a brand new advertising campaign for their services as they push forth claiming that contactless payments have reached a crucial “tipping point.” The advert (above) has launched across 19 countries in Europe and is designed to highlight the convenience of contactless payments as an attempt to make it all “meaningful for consumers.” […]

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The Future of Contactless Payment for Transport

Visa have been pushing the field for contactless payments and the same is being seen in the world of transport ticketing and payments. In London, Visa is now an accepted pay method on London busses, which has seen it reach 1 million contactless payments since its implementation. While this is small in comparison to Oyster […]

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Gemalto on Securing the Underserved

Speaking at Futurebank Africa 2013, Antoine Thomas showed the future of Gemalto as they aim to reduce the number of the underseved in the world with a companion card linked to their mobile money account. It’s an interesting way to see how your mobile will become a new form of bank where your card debits […]

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Guest Blog from David Birch: Not just contactless, but M&S contactless

Guest Blog from David Birch: Not just contactless, but M&S contactless

Written by on June 3, 2013 in Featured on App, NFC, Technology, The Customer with 0 Comments

Written by Consult Hyperion's David Birch, this is a version of a post that has previously appeared at Chyp.com's blog. I rather like contactless cards. I like contactless watches more. And I like contactless phones even more than that. I’m a contactless fan. I find it rather convenient to nip in to get a coffee […]

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Bank Audi Aiming Towards Cashless Society

Lebanon is aiming to become the nation of contactless cards and cashless society as Bank Audi roll out their contactless credit card. In partnership with ABC Malls and MasterCard, the Bank Audi card contactless card will allow shoppers in Lebanon’s fashion hub to shop securly and easily. Bank Audi’s Randa Bdeir shares her views on […]

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Huawei are Bridging the Gap for Consumer Banking

At this years FutureBank Africa 2013, Huawei Technologies’ global head of financial services Ronald Alon Fons spoke about how Huawei are bridging the gap between bank and consumer by using their networking and technology skills to provide a true omni-channel service to the payments and banking sector. Their cheif concern in Sub-Saharan Africa include customer-centricity, […]

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Visa Discuss Mobile POS and its Partner Programme

At this year’s Cards & Payments Africa 2013, Visa’s head of acceptance for mobile POS, Previn Pillay, spoke about the rise of MPOS in Africa and how Visa are making changes to ensure that any new systems coming into market will be made safe and secure for consumers. He speaks about how mobile devices have […]

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Download: David Birch’s Tomorrow’s Transactions Reader 2013

Written by on May 30, 2013 in Downloads, Featured on App, Technology with 1 Comment

This PDF eBook is a collection of edited blog posts around payment technologies and related issues. It comes from the mind of celebrated payments consultant David Birch, global ambassador at Consult Hyperion and a keynote speaker at Total Payments Europe 2013. Download this free ebook now > Tomorrow’s Transactions Reader 2013 will: Give you insight […]

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Download: VocaLink Report Into Mobile Banking and Payments Usage

Download: VocaLink Report Into Mobile Banking and Payments Usage

VocaLink study shows the attitudes UK consumers have towards mobile payments and banking in 2013 VocaLink’s research, which was conducted with 10,000 UK citizens between the ages of 16-65 is one of the largest pieces of research into mobile banking and payments usage. Download VocaLink Report Now > The aim of the research was to […]

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Guest Blog: Mobile Payments: The tipping point

Guest Blog: Mobile Payments: The tipping point

There comes a tipping point when market readiness, social behaviour and technology combine to create a sudden, ubiquitous change of behaviour. For mobile payments the tipping point may have arrived – but will there be a dominant solution? Consumer mobile behaviour research VocaLink has completed one of the largest pieces of research into mobile usage […]

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Infographic: UK Users Want to Embrace Mobile Payments

Infographic: UK Users Want to Embrace Mobile Payments

Mobile payments are undoubtedly set to be the future of how we pay for products when out and about – that's even what our community is thinking. After the debacle surrounding NFC payments in the UK along with the lack of interest in mobile POS devices in both the UK and the US, mobile payments […]

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Are UK Merchants Really Attracted By Mobile POS?

Are UK Merchants Really Attracted By Mobile POS?

Mobile POS systems have taken off with small business owners in North America for a little while now. Their coverage may not exactly be widespread in comparison to POS devices, but the various brands associated with accepting cards for small to medium businesses is healthy. Many brands are now expanding out into new regions with […]

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Is Square’s Move Into Japan A Smart One?

Is Square’s Move Into Japan A Smart One?

Written by on May 24, 2013 in Featured on App, Mobile, Technology with 0 Comments

Mobile payments platform Square have made a move across the Pacific to tackle the Japanese small business market in a move that's similar to PayPal's tactics earlier this year. The card reading device that plugs into any smartphone or tablet has meant that many small businesses can make use of credit and debit card payments. […]

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Google Snuff Checkout As They Push Google Wallet

Google Snuff Checkout As They Push Google Wallet

Google, the search engine-cum-computing giant, have been pushing their way into the payments space for a while now and their latest move is to kill off Google Checkout as focus switches to the mobile and email payments service Google Wallet. Having launched in 2006 as a Google-flavoured alternative to Ebay's PayPal, Checkout was initially free […]

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Consumer Trust In NFC Waning in UK

Consumer Trust In NFC Waning in UK

Written by on May 20, 2013 in Featured on App, NFC, Technology, The Customer with 0 Comments

Contactless payments, or NFC as it's otherwise known, has taken off slowly but surely around the world. The adoption rates in the UK have been rather high and in UAE citizens are incredibly keen on the idea of contactless payment technologies. However, it seems as if that bubble could burst in the UK if consumer […]

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Has Google Solved the Problem With Mobile Payments?

Has Google Solved the Problem With Mobile Payments?

Mobile money is big business, people are making more and more payments with mobile money services. People pay for goods and make payments to one another with ease through these channels. For example, I've been paying my rent using an  Android mobile banking app that my bank provides. I also use it to pay friends […]

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M-PESA’s Boniface Mungania Talks The Future of Kenya’s Mobile Payments

Written by on May 16, 2013 in Featured on App, Featured Videos, Mobile with 0 Comments

At Futur Bank Africa 2013, M-PESA’s Boniface Mungania spoke on the evolution of M-PESA and the future it will bring to the mobile banking and payments space in the growing market of Africa. As of December 31st 2012, M-PESA had over 15.8 million customers making over 6 million transactions a day. Compared to the 1,209 […]

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VeriFone Discuss The Future of NFC

Written by on May 16, 2013 in Featured on App, Featured Videos, Mobile, NFC with 0 Comments

At Cards & Payments Africa 2013, VeriFone’s Tom Conlon discusses the future of POS systems across the world, focusing on Africa and how the market is evolving. Conlon brings to point the security of mobile payments and just how palatable NFC is for POS solutions in terms of security and ease of use. You can […]

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PayPal Sits on Top As Most Popular Mobile Wallet

PayPal Sits on Top As Most Popular Mobile Wallet

Written by on May 15, 2013 in Featured on App, Mobile, NFC, Technology with 1 Comment

Mobile wallets are growing in popularity, with many nations happily adopting mobile payments and contactless technology to aid in its expansion. However, there are reams of payments apps around and who knows which one is the best fit for the world. Well, according to a report from PriceWaterhouseCooper's PayPal are sitting pretty at the top […]

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Bitcoin: The Fastest Growing Currency in the World

Bitcoin: The Fastest Growing Currency in the World

Written by on May 14, 2013 in Digital, Featured on App, Online, Technology with 0 Comments

Bitcoin came out of relative internet obscurity to grow into a possible payments powerhouse within the space of around a month. Its exponential growth certainly panicked some circles in the upper echelons of society as they scrambled to work out if it was worth their time investing their money into the lucrative currency. At the […]

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Infographic: China’s Consumer Payment Trends in 2013

Infographic: China’s Consumer Payment Trends in 2013

China is a growing enterprise for both ecommerce and customer retail. This handy infographic from Maverick China helps map out some of their research of the region at a glance, showing off just how much Chinese consumers spend online and which payment providers they use to do so. It’s interesting to see that North East […]

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India Banks the Unbanked With Launch of Prepaid Cards

India Banks the Unbanked With Launch of Prepaid Cards

Written by on April 29, 2013 in Uncategorized with 0 Comments

India has attempted to tackle the large problem of the unbanked that reside within the country. More specifically, the State Bank of India – a government-owned banking and financial services corporation, have sought to tackle the problem by launching a prepaid card using Visa to bring financial services to the unbanked of India. Named with […]

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Mobile POS Set For Great Growth, Report Forecasts

Mobile POS Set For Great Growth, Report Forecasts

Written by on April 29, 2013 in Featured on App, Technology with 0 Comments

Mobile payment systems are catching on massively, with MPOS devices having grown significantly over the last year. According to a recent report available through ReportsNReports, the global MPOS industry ballooned between 2011 and 2012 – growing from 4.5 million terminals to 9.5 million. That's a compound annual growth rate of 111 per cent. This is […]

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Digital Security Leader Gemalto Set To Lead French Economy

Digital security chip manufacturer Gemalto are doing so well in their newly expanded role of producing chips not just for smartphones but payment cards too, that they’re set to revive the French technology busines by being a powerful world leader in their sector. You can see more from Gemalto at this year’s Cards & Payments […]

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Where Will Cash Be In 20 Years Time?

Written by on April 25, 2013 in Featured on App, Featured Videos, Technology with 0 Comments

Twenty years ago, actor Tom Selleck predicted for an AT&T advert that we’d have a future where you can pay for toll booths without slowing down, and buy concert tickets from an ATM. Both of which have more than come true. However, what does the next 20 years have in store for us? Well, as […]

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VeriFone VP Tony Saunders Discusses The State of Payments Today

Written by on April 25, 2013 in Featured on App, Featured Videos, Technology with 0 Comments

UK and Ireland vice president and general manager of payments provider VeriFone speaks on how he sees the environment of payments today and how it can expand and change in Europe too. We also see a couple of VeriFone partners and how they have managed to improve VeriFone’s global offering. Discussions around the current state […]

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Mobile Payments Platform Demand Grows in The Middle East

Mobile Payments Platform Demand Grows in The Middle East

Written by on April 22, 2013 in Featured on App, Mobile, NFC, Technology with 0 Comments

Mobile payments have been taking the payments world by storm, and it seems that they are still expanding outwards as the demand for mobile payments in the Middle East grows as firms extend their offerings and infrastructures to keep up with the growing evolution of ecommerce and alternative payment solutions. The UAE Central Bank has […]

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Direct Debit Payments System Introduced to the UAE

Direct Debit Payments System Introduced to the UAE

Written by on April 22, 2013 in Featured on App, Technology, The Customer with 0 Comments

Direct Debit cards and payments may well be taken for granted in Europe and the West, but in Dubai the UAE Central Bank has announced plans to roll out a Direct Debit System across the country from June 15th. Working in a similar fashion to that of Direct Debit payments anywhere else in the world, […]

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Banking the Unbanked In South Africa Is Becoming Even Easier

The unbanked are a major problem across the world, but thanks to the advent of portable technological payment devices be it through mobile or just smaller and portable POS systems, the unbanked are slowly becoming the banked. In South Africa, Standard Bank are help combat the problem by helping tap into that 80% of the […]

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Should Contactless Payments Be Mainstream By Now? A New Study Reveals All.

Should Contactless Payments Be Mainstream By Now? A New Study Reveals All.

Written by on April 15, 2013 in Featured on App, Mobile, NFC, The Customer with 0 Comments

Contactless payments are nearly available to everyone who owns a smartphone – although NFC technology's omission in the iPhone 5 has slowed its rate of adoption. Yet most places don't accept contactless payments as an option for a customer to pay for their purchases. With 27 million contactless cards in the UK, with more contactless […]

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Kalixa Group Aim to Disrupt Global Payments Market With its New mPOS, e-Wallet Services

Kalixa Group Aim to Disrupt Global Payments Market With its New mPOS, e-Wallet Services

Written by on April 15, 2013 in Featured on App, Mobile, NFC, Prepaid, Technology with 0 Comments

The mobile payments market is a steadily growing space with e-Wallets and mPOS services everywhere. However, Kalixa have come onto the scene to – in their words – disrupt the global payments market with their new payments service. "Most of us don't know that up to ten different companies are involved in making or accepting […]

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Mobile Payments Voted Most Likely To Replace Cards In Community Poll

Mobile Payments Voted Most Likely To Replace Cards In Community Poll

Mobile payments have been voted most likely to replace card payments in our community poll on LinkedIn. Last month we ran a Poll on our Total Payments group on LinkedIn, here we put forth the question of "what alternative payment method do you think will replace the credit/debit card as the most popular method of […]

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Samsung’s Contactless CIPURSE Made for Loyalty and Ticketing

Samsung Semiconductor’s Jörg Suchy demonstrates Samsung’s new CIPURSE mobile purchases application for mobiles and contactless cards. Presenting itself as a flexible programme for payments, loyalty schemes and transport ticketing, the CIPURSE allows for use with a variety of form factors without changing application, making it an incredibly powerful payment acceptance tool. Contactless payments are fast […]

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What Place Does The Credit Card Hold in the Future?

The credit card has been around for decades. Despite the outcries about “the death of cash”, it’s managed to hang on firmly – and certainly isn’t going anywhere soon – but coudl the credit card finally be meeting its match? The future is uncertain, but Intuit paint a picture of what the future could contain. […]

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KFC Gets Hungry For Mobile Wallet Payments

KFC Gets Hungry For Mobile Wallet Payments

Written by on April 11, 2013 in Featured on App, Mobile, Technology, The Customer with 0 Comments

Having eyed up a lucrative avenue in mobile payments and mobile wallets, US fried chicken giant KFC have implemented a mobile wallet system to help customers pay for food before they even arrive at an outlet. The move isn't unusual in the food sector, with both McDonalds and Starbucks having already implemented the measure in […]

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PayPal Report that Singapore is Spending More on eCommerce Than Ever Before

PayPal Report that Singapore is Spending More on eCommerce Than Ever Before

Written by on April 8, 2013 in Featured on App, Mobile, Online, Technology with 0 Comments

In a new report from PayPal, Singapore's online users are spending more on eCommerce by buying more goods and services from overseas while online merchants in the region claim sales increases too. Due to the Singapore dollar being strong recently, shoppers have spent 14 per cent more in 2012 than a year ago in online […]

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Banking the unbanked – Integrating mobile and self-service at Gulf Bank Algeria

Written by on April 4, 2013 in Featured on App, Featured Videos, Mobile with 0 Comments

Mobile money is growing as a viable method of making and accepting payments and at Gulf Bank Algeria they’ve moved one step closer to letting their ATMs aid in the banking of the unbanked by allowing users to make and transfer money to unbanked mobile phone users so they can withdraw cash easily. Helping bank […]

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Cashless Pioneer: Myanmar Moves Towards A Cashless Society with MasterCard

Written by on April 4, 2013 in Featured on App, Featured Videos, Technology with 0 Comments

Having recently announced that MasterCard would be supporting Myanmar’s move towards becoming cashless society, this video demonstrates just how far the nation has come already in its move towards becoming completely cashless – and shows the benefits that such a system has brought to the nation. Now over 500 restaruants, retail outlets and hotels can […]

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What to Expect from Cards & Payments Asia 2013

Written by on April 4, 2013 in Featured on App, Featured Videos, Technology with 0 Comments

The next event from Total Payments will be Cards & Payments Asia 2013 in Singapore, but why should you be interested in coming along? Well, why not take a look at all the excellent speakers, opportunities and discussions you missed by not going last year! Cards & Payments Asia 2013 is Asia’s leading smart cards […]

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Mobile Money – The end of Exchanging Currencies?

Mobile Money – The end of Exchanging Currencies?

Written by on April 4, 2013 in Featured on App, Mobile, Technology, The Customer with 1 Comment

Mobile money and mobile payments seem to quickly be becoming the future of payments around the world. Already, China looks set to overtake the US in terms of how much it uses mobile payment platforms in consumer spending. There also seems to be a noticeable growth in what users expect from their mobile money and […]

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Contactless ATMs Introduced to Poland Thanks to MasterCard, NCR and ING

Contactless ATMs Introduced to Poland Thanks to MasterCard, NCR and ING

Written by on April 3, 2013 in Featured on App, NFC, Technology with 0 Comments

Contactless Cards and payments are taking off around the world and now Poland is one of the first countries in the world to have adopted contactless ATMs. Thanks to global technology company NCR Corporation, in association with ING Bank ÅšlÄ…ski and MasterCard, the pilot scheme was launched in November in Katowice and Warsaw. The contactless […]

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MasterCard Report Shows Growth in Demand for Mobile Payment Services in Asia Pacific

MasterCard Report Shows Growth in Demand for Mobile Payment Services in Asia Pacific

Written by on March 28, 2013 in Featured on App, Mobile, NFC, Technology with 0 Comments

Mobile payments services are seeing an increase in demand across Asia Pacific according to a new report from MasterCard. The report from MasterCard estimates that the region has one of the fastest growing mobile payments markets in the world as consumers consider mobile commerce a far more convenient way to purchase products – leading to […]

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Mobile Payments Platform iZettle team up with RatedPeople.com to Empower 30,000 Tradesmen

Mobile Payments Platform iZettle team up with RatedPeople.com to Empower 30,000 Tradesmen

Written by on March 26, 2013 in Featured on App, Mobile, Technology with 0 Comments

UK mobile payments platform iZettle has teamed up with RatedPeople.com to provide tradesmen with the means to accept payments on the go. With a 30,000 strong team of registered tradesmen across the country, RatedPeople.com has decided that rolling out a trial with iZettle would enable its catalogue of electricians, plumbers, bricklayers, carpenters and other tradesmen […]

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PayPal UK Help Facilitate 62% of Red Nose Day’s £75m Donations

PayPal UK Help Facilitate 62% of Red Nose Day’s £75m Donations

Written by on March 26, 2013 in Featured on App, Mobile, Technology, The Customer with 0 Comments

PayPal was at the heart of Comic Relief as it handled online and mobile donations for the event, which raised a staggering £75 million in charitable donations. Red Nose Day  – along with the Comic Relief charity campaign – is a British institution that occurs ever two years to help raise money through the power […]

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Infographic: What Do Mobile Bank Users Want in the Future?

Infographic: What Do Mobile Bank Users Want in the Future?

It’s hard to tell exactly what mobile bank users actually want from their smartphones, but with the mobile baking revolution on the rise, it’s about time we all found out what they’re thinking. It’s estimated that by the year 2017, one billion people will be using mobile banking as their main method of money management. […]

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UK Mobile Payment Solution Droplet Gains Lucrative Business Partners

UK Mobile Payment Solution Droplet Gains Lucrative Business Partners

Written by on March 21, 2013 in Featured on App, Mobile, Technology with 0 Comments

UK mobile payment platform Droplet has signed a lucrative deal with two national UK companies to become the mobile payment platform of choice for both major retailers. After a highly successful trial in Birmingham that saw 2500 users and 60 merchants adopt the platform, Droplet has teamed up with national rail service Chiltern Railways, who […]

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Rogers’ Suretap NFC Payments Arrives on Android and BlackBerry 10

Rogers’ Suretap NFC Payments Arrives on Android and BlackBerry 10

Written by on March 21, 2013 in Featured on App, Mobile, NFC, Technology with 2 Comments

Rogers' Suretap NFC Payments platform has finally rolled out onto BlackBerry 10 and some Android devices this week. Having already arrived in Canada late last year, the tap-happy payment platform was limited by poor app usage, lack of compatibility across devices and only a slim picking of places to use the payment method. Now though, […]

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Paying with PayPal just got a whole lot easier

Written by on March 21, 2013 in Featured Videos, Mobile, Technology with 0 Comments

Paying with PayPal in store has just gotten a whole lot easier than it ever used to be. No longer do you need to make a payment yourself at a retail point, nor manually transfer the funds over through clunky apps. Thanks to the world of PayPal’s new Check In service, paying just became far […]

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Take a closer look at cashless pioneer MyTaxi

Written by on March 21, 2013 in Featured Videos, Mobile with 0 Comments

Having emerged as a startup in Hamburg, Germany, the cashless taxi service MyTaxi has gone on to become an international success, with plans to expand its offerings even further. Here’s a wonderful short video giving you an insight into how the business evolved and why it’s become such a cashless sensasion. For more videos around […]

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mPOS Platform PayAnywhere Enable Parent/Teacher Organisations to Accept Card Payments in New Partnership

mPOS Platform PayAnywhere Enable Parent/Teacher Organisations to Accept Card Payments in New Partnership

Written by on March 19, 2013 in Featured on App, Mobile, Technology, The Customer with 0 Comments

US mPOS platform PayAnywhere has announced that it has partnered with PTO, a media company and service provider for school Parent/Teacher groups, allowing them to accept card payments across more than 83,000 PTO and PTA groups across America. The partnership allows PTO and PTA groups to accept credit and debit card payments easily for group […]

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Visa and American Express Crack Down on Surcharges in Australia

Visa and American Express Crack Down on Surcharges in Australia

Written by on March 19, 2013 in Featured on App, Technology, The Customer with 2 Comments

Visa and American Express have come together to restrict surcharges for payments in Australia under new Reserve Bank regulations – potentially saving consumers $350 million (AUS) a year. The new regulation would require retailers to limit their surcharges to what it "reasonably costs" them to accept their cards. Currently, card surcharges in Australia can be […]

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MasterCard Laying Down “Digital Wallet” Fee On Mobile Payment Providers, Such as PayPal and Square

MasterCard Laying Down “Digital Wallet” Fee On Mobile Payment Providers, Such as PayPal and Square

Written by on March 19, 2013 in Featured on App, Mobile, Technology with 5 Comments

MasterCard have announced that it plans to place a fee on digital wallet operators like PayPal. Starting in June, the fee – which largely singles out PayPal over others – will ensure that the eBay owned payment company is kept in check after generally being given a "free ride" in the payments space. Despite the […]

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NFC Technology to Be Integrated into Lenovo Tablets By End of 2013

NFC Technology to Be Integrated into Lenovo Tablets By End of 2013

Written by on March 18, 2013 in Featured on App, Mobile, NFC, Technology with 0 Comments

NFC payment technology shall be integrated into Lenovo tablets before the year is out, enabling users to make purchases by merely tapping their card on their device. Speaking to Engadget, a Lenovo representative confirmed that Lenovo's upcoming range of ThinkPad tablets and Ultrabooks for 2013 will make use of the contactless payment system. Although, currently, […]

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Infographic: China’s M-Commerce Set to hit $27.1 Billion in 2014

Infographic: China’s M-Commerce Set to hit $27.1 Billion in 2014

Written by on March 18, 2013 in Featured on App, Infographics, Mobile, Technology with 4 Comments

China is a fast-growing market and its mobile commerce is on target to explode in 2014, pushing it into territories beyond what the United States is even capable of – thus providing an incredibly lucrative market for mobile payments. Coming courtesy of Alibaba, China’s biggest online shopping company, a new infographic shows that – if […]

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Houston, Texas, is now the 6th-most unbanked city in the US

Houston, Texas, is now the 6th-most unbanked city in the US

Written by on March 18, 2013 in Featured on App, Mobile, Technology with 0 Comments

The unbanked are growing in Houston rather than shrinking as mobile technologies don't seem to be easing the gap as the percentage of unbanked increases in the Texan city. According to the Federal Deposit Insurance Corp, around 11.9 per cent of Houston – or 264,000 homes – do not have access to a bank account, […]

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America’s Girl Scouts Accept mPOS Payments for Their Cookies Thanks to PayAnywhere

America’s Girl Scouts Accept mPOS Payments for Their Cookies Thanks to PayAnywhere

Written by on March 13, 2013 in Featured on App, Mobile, Technology, The Customer with 0 Comments

mPOS units may have just gotten the wide adoption rate they desire in the US thanks to the American Girl Scouts adopting it as a way for consumers to purchase their cookies. Due to how the American Girl Scouts secure revenue through door-to-door sales of cookies, products and services, the announcement that PayAnywhere will be […]

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POLL: Will Cards Ever Be Replaced?

POLL: Will Cards Ever Be Replaced?

Written by on March 11, 2013 in Featured on App, Social Media, Technology with 0 Comments

As we move forward in the payments space, will the card ever be replaced as a viable method of payment? We're conducting a poll over on LinkedIn and would love for you to join in the discussion. We'll publish the results on here next month, but for now just head on over to the Total […]

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PayPal Here Reaches Thousands of Japanese Small Businesses

PayPal Here Reaches Thousands of Japanese Small Businesses

Written by on March 7, 2013 in Featured on App, Mobile, Technology with 2 Comments

On Tuesday PayPal announced that PayPal Here – their mobile payments device – had hit over 2,700 SoftBank retail stores in Japan. This is a very big deal for PayPal, who were quite pleased to announce their strong roll out in the Far Eastern island region, as 90 per cent of Japanese business comes from […]

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Britons Spend £234m In Mobile Payments On Mobile and Online Games

Britons Spend £234m In Mobile Payments On Mobile and Online Games

Written by on March 7, 2013 in Featured on App, Mobile with 0 Comments

Britons spent a whopping  £234m in mobile payments on mobile games alone, according to MCV's annual look at the games market in the UK. The number comes as part of a recent data collation from leading market trackers and analysts who worked out that Britons as a whole had spent a hulking £2.892 billion on […]

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MasterCard and Ezetap Partner With Equity Bank to Bring MPOS to Kenya

MasterCard and Ezetap Partner With Equity Bank to Bring MPOS to Kenya

Written by on March 7, 2013 in Featured on App, Mobile, Technology with 0 Comments

Ezetap are expanding their Mobile Payments System into Kenya with help from MasterCard and Equity Bank. Having already dominated the Indian market, Mobile Payment Solution company Ezetap, with the help of MasterCard, have secured a partnership with one of Kenya's largest banks to deliver a new mPOS solution into the region. Targeting selected merchant retail […]

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Visa Extend Mobile Money Partnership in Europe in a €45 Million Deal

Visa Extend Mobile Money Partnership in Europe in a €45 Million Deal

Written by on March 7, 2013 in Featured on App, Mobile, Technology with 0 Comments

Visa have been strengthening their mobile money offerings as they foresee the market growing to an exponential rate in the near future. To ensure they remain in the centre of everything mobile money related, Visa have extended their partnership with Monitise in Europe. Having already worked together since February 2011, the new partnership adds three […]

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Payment Technologies: David Birch talks about consumer trends in payments

Written by on March 6, 2013 in Featured on App, Featured Videos, Mobile with 0 Comments

David Birch talks at a Total Payments meetup, expressing his thoughts on consumers accepting new mobile and prepaid payment methods. Taken during a Total Payments community meet up, David Birch – payment technologies guru and director of Consult Hyperion – raises the issues that will be discussed at greater length at the Cards & Payments […]

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Payment Innovation: Is cash dead? David Hunter talks about the future of ATMs

Written by on March 6, 2013 in Featured on App, Featured Videos with 0 Comments

Ukash CEO David Hunter talks about payment innovations about the future of ATMs and how cash isn’t dead in a mobile payments era. Speaking at a Total Payments meet up, Hunter suggests that we may well be a cardless society before we’re a cashless one due to innovations within the ATM space. Subscribe to get […]

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Payment Industry Developments: European regulatory and industry changes with Diedrick Bruggink

Written by on March 6, 2013 in Featured on App, Featured Videos with 0 Comments

European payment industry guru Diedrick Bruggink talks about the changes and trends in payment industry and regulatory bodies in Europe. Speaking at a Total Payments meet up, Diedrick Bruggink – from Bruggink Consultancy – provides insight into what changes have come in the regulatory and industry side of the payments business, all while providing a […]

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Canada Is Hit By The Payment Technology Wave As Home Trust and SelectCore Team Up

Canada Is Hit By The Payment Technology Wave As Home Trust and SelectCore Team Up

Written by on March 6, 2013 in Featured on App, Mobile, Prepaid, Technology with 0 Comments

Canada is about to be hit by a new wave of prepaid cards and payment technologies through a partnership between SelectCore Payments and Home Trust. The partnership, which is between Canada's leading trust company Home Trust and the pioneering prepaid payment solutions company SelectCore, will allow both companies to utilise prepaid cards and new payment […]

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Google South Africa CEO, Luke McKend, Delivers Facts About Online Growth and Utilising it For Payments

Written by on March 5, 2013