Digital

Snapchat May Be Getting Into Payments

Snapchat May Be Getting Into Payments

Written by on July 21, 2014 in Digital, Featured on App, Mobile with 0 Comments

Could Snapchat be a snappy way to pay? In two trademarks filed this week, Snapchat could be looking to monetise its users through enabling P2P payments, money transfers or online payments. The trademarks, brought to our attention via TechCrunch seem to stop anyone else entering the space using the Snapchat name, so it’s not sure-fire […]

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Digital Payments Set to Reach $4.7 Trillion by 2019

Digital Payments Set to Reach $4.7 Trillion by 2019

Written by on July 16, 2014 in Digital, Featured on App with 0 Comments

Digital is the way to go Digital payments are expected to rise to a whopping $4.7 trillion by 2019 according to new research released by Juniper Research. This is a near doubling of the 2014 forecast of $2.5 trillion in digital payments. The report, which bore the incredibly catchy title of Digital Payments Strategies Online, Mobile […]

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Mobile

The 3 Things Customers Want from Mobile Payments

The 3 Things Customers Want from Mobile Payments

Written by on July 21, 2014 in Featured on App, Mobile with 0 Comments

To get mobile payment adoption rates up, customers need these three things Mobile payments are growing, but they’re hardly ubiquitous – nor as accessible as many payment services believe them to be. But what can be done to make customers be more optimistic towards making them? Well, according to a recent Accenture study, and a […]

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Barclaycard’s BPay Band Brings a Contactless Future Closer

Barclaycard’s BPay Band Brings a Contactless Future Closer

Written by on July 14, 2014 in Featured on App, Mobile, NFC, Prepaid, Technology with 0 Comments

Barclaycard gives customers one on the wrist Contactless payments have been trying to get off the ground for a while now. While integration into mobile phones is the key driver for most – take a look at the number of mobile wallets available on any Android phone – a lack of NFC in older devices […]

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eCommerce

Nintendo Lets Japanese Users Pay With NFC

Nintendo Lets Japanese Users Pay With NFC

Written by on July 23, 2014 in E-commerce, Featured on App, The Customer with 0 Comments

Nintendo customers can top up their store wallets with an NFC tap Nintendo has brought NFC payments to Japan in a new update to its Wii U console. The update means that customers can now top up their online Nintendo eShop wallet by swiping their Suica card across the Wii U’s GamePad. The Nintendo eShop […]

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Payments Are Changing, But Why?

Payments Are Changing, But Why?

The times, they are a changing “Currently, nobody likes banks,” exclaims Chris Skinner from the Financial Services Club as he launches into his talk at Pay Expo. And he’s not wrong either, as a survey by Accenture shows that younger customers are twice as likely to close their bank accounts and go completely branchless, and would […]

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Fraud & Security

US Consumers Want EMV Chip and PIN

US Consumers Want EMV Chip and PIN

Nearly 70 per cent of US consumers want EMV Ever since the big debacle that was the card fraud case at Target and Neiman Marcus, the US payments industry has been under increased pressure to switch from its archaic magnetic strip technology and adopt the now world-standard of EMV Chip and Pin technology. However, there’s […]

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Infographic: US Payments Are Finally Getting Smart

Infographic: US Payments Are Finally Getting Smart

Written by on July 15, 2014 in Featured on App, Fraud & Security with 0 Comments

Chip and PIN will reach the US soon, but what does that mean? With the many credit card fraud scandals of the last few years, along with the numerous cases that go unreported by the media, having finally taken their toll on the United States’ payments systems, the nation now has to prepare to accept […]

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Online

Guest Blog: Peer to Peer Lending and FCA Regulation

Guest Blog: Peer to Peer Lending and FCA Regulation

Written by on July 23, 2014 in Featured on App, Online with 0 Comments

What does the future of P2P hold? Assetz Capital is a peer-to-peer (P2P) lending platform, providing a link between investors and borrowers, providing finance to small and medium sized enterprises and funding property developers. Andrew Holgate, Founder and Director of Assetz Capital Group, has many years experience in insolvency and helping business manage their debt and […]

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Top Facts About US Peer to Peer Lending

Top Facts About US Peer to Peer Lending

Written by on July 17, 2014 in Featured on App, Online with 0 Comments

Peer to Peer Lending (P2P) is a growing phenomenon in both the US and UK, providing an alternative form of finance With huge potential for returns resulting in people beginning to wake up to this emerging asset class, LendingRobot has produced an infographic about P2P investment in the US, highlighting “7 surprising facts about Peer to Peer Lending”. It makes […]

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Prepaid

Infographic: 6 Company Types in the Credit Payment Chain

Infographic: 6 Company Types in the Credit Payment Chain

Written by on July 14, 2014 in Featured on App, Prepaid, Technology, The Customer with 0 Comments

Getting behind the payments chain Recently, I chanced upon a report from Business Insiders Intelligence. From an article on Emerging Payment Technologies Will Create New Winners And Losers In The Giant Credit Card Industry there is much to discover from the credit card and debit card “ecosystem”. The infographic below (click for a slightly larger version) […]

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London Buses Go Completely Cashless

London Buses Go Completely Cashless

Written by on June 3, 2014 in Digital, Featured on App, NFC, Prepaid, Technology with 0 Comments

Your cashless chariot awaits Transport for London has made contactless technology commonplace for many Londoners and tourists through the implementation of its Oyster card for travelling on TfL services. It’s a great cashless alternative and has seen the demand for the acceptance of NFC-enabled cards on London transport too. So, it’s not too surprising that […]

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The Customer

The Agility Imperative: Speeding Payment Innovation in Asia

The Agility Imperative: Speeding Payment Innovation in Asia

Written by on April 29, 2014 in Featured on App, The Customer with 0 Comments

What are the prospects in speeding up payments innovation in Asia? On the topic of market trends in Asia’s payments innovation scene, Zaw Lin Htut, Chief Executive Officer of Myanmar Payment Union commented that, “In emerging markets such as Myanmar, Indonesia and the Philippines, the ticket and payments sector are still in the stage of infancy […]

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PayPal Opens Up New Restaurant Payment Features

PayPal Opens Up New Restaurant Payment Features

Written by on March 24, 2014 in Featured on App, Mobile, The Customer with 0 Comments

PayPal expands beyond simple payments PayPal is, yet again, expanding it’s offerings beyond simple payments and mobile transfers. While it’s not expanding upon it’s Beacon service, it is moving closer to becoming far more ubiquitous in the world of consumer payments. It’s latest venture, an upgrade to its app that allows pre-ordering and paying at […]

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Downloads

Where African banks are spending their money in 2015

Where African banks are spending their money in 2015

Written by on June 27, 2014 in Downloads, Featured on App with 0 Comments

Cards & Payments Africa, Future bank Africa and The Cash Handling Show Africa provide a platform where new revenue streams can be explored, key technologies can be evaluated and businesses can gain valuable insight into implementing successful initiatives and systems. This industry insight took the form of interviews, the questions were asked onsite at Cards […]

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NFC – Is it finally app-ening?

NFC – Is it finally app-ening?

Written by on June 2, 2014 in Downloads, Featured on App, Mobile, NFC with 0 Comments

NFC and Mobile Payments adaptations in Africa A hot topic in the mobile, payments and retail industry is the adaptation and acceptance of the NFC (near-field communications) technology. Will or won’t Africa accept this revolutionary technology? Is NFC the latest trend that will change the way we view mobile payments? Africa, in it’s developing phase, however […]

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Other Recent Posts

5 Must-Haves for the Ideal Digital Wallet

Crafting digital wallet perfection Creating a mobile, or digital, wallet has been a tough task for the payments industry so far. There’s been questions about how it should work, should it accept cards from other issuers? Should the industry work together to create one solution, or is it better to divide the market and try […]

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Green Light for NZ Peer to Peer Lending

The Financial Markets Authority (FMA) today issued its first licence for a peer to peer (P2P) lending service to Auckland based Harmoney, meaning that P2P will soon be available to those in New Zealand. Elaine Campbell, FMA’s Director of Compliance stated that “this is a new service for New Zealand that brings new opportunities for lenders […]

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P2P and Institutional Investment

Sharing the wealth You can become a boutique hotel through renting a room on Air BnB, or a retailer through eBay, or even an ad-hoc taxi service by renting your car out. With the rise of sharing platforms giving control back to the individual, peer to peer (P2P) lending is a natural step forward in […]

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