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Apple Pay Isn’t As Great As You Think It Is

Apple may have released an iPhone sporting an NFC chip, but does it live up to our media-hyped dreams?

The answer is probably no. While the touch ID – a fingerprint sensor reminiscent of those used in futuristic spy movies – seemed like a fantastic advancement in mobile security, it was restrained by the fact that it only worked with a select few functions of the iPhone 5s and Apple would not open up the feature to third parties. The same disappointment will unfortunately be applied to Apple’s shiny new NFC chips that are installed in the iPhone 6 and 6 Plus. The near field communication technology will only be available in conjunction with Apple’s new mobile payment system, Apple Pay, Apple sources confirmed to Cult of Mac.

It isn’t clear yet whether Apple will eventually open up their NFC chip to developers, but it’s probably safest to keep your hopes low for at least the next year. This may be a smart move though, considering this is Apple’s biggest venture out into the mobile payments field. Keeping the NFC chip locked to Apple Pay will give the tech giant some time to straighten out any of the initial kinks and test the waters.

As well as the possibility of contactless payments, the NFC chip brings with it several other creative uses. The technology can be used to remote control your house, share files, pair devices, and even turn your phone into your master key, as was demoed by the new Apple Watch opening up a hotel room at Apple’s September 9th event. This has already been featured on Android phones which are open to developers via Android’s open NFC API.

To find out more about mobile payments and discuss the merits of technology such as NFC, join the Mobile Payments Briefing in London on the 20th November 2014. You can download the brochure here.

[Image: Eric – Flickr]

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