Digital

Snapchat May Be Getting Into Payments

Snapchat May Be Getting Into Payments

Written by on July 21, 2014 in Digital, Featured on App, Mobile with 0 Comments

Could Snapchat be a snappy way to pay? In two trademarks filed this week, Snapchat could be looking to monetise its users through enabling P2P payments, money transfers or online payments. The trademarks, brought to our attention via TechCrunch seem to stop anyone else entering the space using the Snapchat name, so it’s not sure-fire […]

Continue Reading

Digital Payments Set to Reach $4.7 Trillion by 2019

Digital Payments Set to Reach $4.7 Trillion by 2019

Written by on July 16, 2014 in Digital, Featured on App with 0 Comments

Digital is the way to go Digital payments are expected to rise to a whopping $4.7 trillion by 2019 according to new research released by Juniper Research. This is a near doubling of the 2014 forecast of $2.5 trillion in digital payments. The report, which bore the incredibly catchy title of Digital Payments Strategies Online, Mobile […]

Continue Reading

Mobile

The 3 Things Customers Want from Mobile Payments

The 3 Things Customers Want from Mobile Payments

Written by on July 21, 2014 in Featured on App, Mobile with 0 Comments

To get mobile payment adoption rates up, customers need these three things Mobile payments are growing, but they’re hardly ubiquitous – nor as accessible as many payment services believe them to be. But what can be done to make customers be more optimistic towards making them? Well, according to a recent Accenture study, and a […]

Continue Reading

Barclaycard’s BPay Band Brings a Contactless Future Closer

Barclaycard’s BPay Band Brings a Contactless Future Closer

Written by on July 14, 2014 in Featured on App, Mobile, NFC, Prepaid, Technology with 0 Comments

Barclaycard gives customers one on the wrist Contactless payments have been trying to get off the ground for a while now. While integration into mobile phones is the key driver for most – take a look at the number of mobile wallets available on any Android phone – a lack of NFC in older devices […]

Continue Reading

eCommerce

Payments Are Changing, But Why?

Payments Are Changing, But Why?

The times, they are a changing “Currently, nobody likes banks,” exclaims Chris Skinner from the Financial Services Club as he launches into his talk at Pay Expo. And he’s not wrong either, as a survey by Accenture shows that younger customers are twice as likely to close their bank accounts and go completely branchless, and would […]

Continue Reading

Apple’s iOS 8 Contains Payment Easing Feature

Apple’s iOS 8 Contains Payment Easing Feature

Written by on June 9, 2014 in E-commerce, Featured on App, Mobile with 0 Comments

Apple’s next update scans cards to aid payments While Apple’s entry into the payments space didn’t arrive as many had predicted at its annual WWDC, it seems that payments is still very much the focus of Tim Cook’s advancements. At least, that’s how things seem due to a discovery about iOS 8 from 9to5Mac, which sees […]

Continue Reading

Fraud & Security

Infographic: US Payments Are Finally Getting Smart

Infographic: US Payments Are Finally Getting Smart

Written by on July 15, 2014 in Featured on App, Fraud & Security with 0 Comments

Chip and PIN will reach the US soon, but what does that mean? With the many credit card fraud scandals of the last few years, along with the numerous cases that go unreported by the media, having finally taken their toll on the United States’ payments systems, the nation now has to prepare to accept […]

Continue Reading

The Transaction of the Future

The Transaction of the Future

How will we carry out transactions in just a few years time? Ignore the EPCOT-sounding title and think, for a moment, about how transactions in the future are actually going to play out. Will cash really disappear? How about cards, are they a thing of the past? Is mobile genuinely the future for payments? And […]

Continue Reading

Online

Top Facts About US Peer to Peer Lending

Top Facts About US Peer to Peer Lending

Written by on July 17, 2014 in Featured on App, Online with 0 Comments

Peer to Peer Lending (P2P) is a growing phenomenon in both the US and UK, providing an alternative form of finance With huge potential for returns resulting in people beginning to wake up to this emerging asset class, LendingRobot has produced an infographic about P2P investment in the US, highlighting “7 surprising facts about Peer to Peer Lending”. It makes […]

Continue Reading

Green Light for NZ Peer to Peer Lending

Green Light for NZ Peer to Peer Lending

Written by on July 8, 2014 in Online with 0 Comments

The Financial Markets Authority (FMA) today issued its first licence for a peer to peer (P2P) lending service to Auckland based Harmoney, meaning that P2P will soon be available to those in New Zealand. Elaine Campbell, FMA’s Director of Compliance stated that “this is a new service for New Zealand that brings new opportunities for lenders […]

Continue Reading

Prepaid

Infographic: 6 Company Types in the Credit Payment Chain

Infographic: 6 Company Types in the Credit Payment Chain

Written by on July 14, 2014 in Featured on App, Prepaid, Technology, The Customer with 0 Comments

Getting behind the payments chain Recently, I chanced upon a report from Business Insiders Intelligence. From an article on Emerging Payment Technologies Will Create New Winners And Losers In The Giant Credit Card Industry there is much to discover from the credit card and debit card “ecosystem”. The infographic below (click for a slightly larger version) […]

Continue Reading

London Buses Go Completely Cashless

London Buses Go Completely Cashless

Written by on June 3, 2014 in Digital, Featured on App, NFC, Prepaid, Technology with 0 Comments

Your cashless chariot awaits Transport for London has made contactless technology commonplace for many Londoners and tourists through the implementation of its Oyster card for travelling on TfL services. It’s a great cashless alternative and has seen the demand for the acceptance of NFC-enabled cards on London transport too. So, it’s not too surprising that […]

Continue Reading

The Customer

Where African banks are spending their money in 2015-Part 2

Where African banks are spending their money in 2015-Part 2

Written by on July 22, 2014 in The Customer, The Future Of Payments with 0 Comments

Where African banks are spending their money in 2015-Part 2 Cards & Payments Africa, Future bank Africa and The Cash Handling Show Africa provide a platform where new revenue streams can be explored, key technologies can be evaluated and businesses can gain valuable insight into implementing successful initiatives and systems. This industry insight took the […]

Continue Reading

The Agility Imperative: Speeding Payment Innovation in Asia

The Agility Imperative: Speeding Payment Innovation in Asia

Written by on April 29, 2014 in Featured on App, The Customer with 0 Comments

What are the prospects in speeding up payments innovation in Asia? On the topic of market trends in Asia’s payments innovation scene, Zaw Lin Htut, Chief Executive Officer of Myanmar Payment Union commented that, “In emerging markets such as Myanmar, Indonesia and the Philippines, the ticket and payments sector are still in the stage of infancy […]

Continue Reading

Downloads

Where African banks are spending their money in 2015

Where African banks are spending their money in 2015

Written by on June 27, 2014 in Downloads, Featured on App with 0 Comments

Cards & Payments Africa, Future bank Africa and The Cash Handling Show Africa provide a platform where new revenue streams can be explored, key technologies can be evaluated and businesses can gain valuable insight into implementing successful initiatives and systems. This industry insight took the form of interviews, the questions were asked onsite at Cards […]

Continue Reading

NFC – Is it finally app-ening?

NFC – Is it finally app-ening?

Written by on June 2, 2014 in Downloads, Featured on App, Mobile, NFC with 0 Comments

NFC and Mobile Payments adaptations in Africa A hot topic in the mobile, payments and retail industry is the adaptation and acceptance of the NFC (near-field communications) technology. Will or won’t Africa accept this revolutionary technology? Is NFC the latest trend that will change the way we view mobile payments? Africa, in it’s developing phase, however […]

Continue Reading

Other Recent Posts

5 Must-Haves for the Ideal Digital Wallet

Crafting digital wallet perfection Creating a mobile, or digital, wallet has been a tough task for the payments industry so far. There’s been questions about how it should work, should it accept cards from other issuers? Should the industry work together to create one solution, or is it better to divide the market and try […]

Continue Reading

P2P and Institutional Investment

Sharing the wealth You can become a boutique hotel through renting a room on Air BnB, or a retailer through eBay, or even an ad-hoc taxi service by renting your car out. With the rise of sharing platforms giving control back to the individual, peer to peer (P2P) lending is a natural step forward in […]

Continue Reading

Tokenization: Introducing a New Global Standard?

With all this talk about achieving a global standard in tokenization, how much of it has it really helped in securing payments? According to NFC World, “The new tokenization framework being developed by EMVCo (collectively owned by American Express, Discover, JCB, MasterCard, China UnionPay, and Visa) for the world’s major payments networks will enable EMV […]

Continue Reading

Top
Geolocation